Dan Kaercher

Dan Kaercher

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Active

$650,000

($274,356 down)
VA

12237 Carmel Vista Road UNIT 161, San Diego, CA 92130

1
1
791 sqft
PITI Monthly
$2,531.01 /mo

Listing courtesy of: Bridget Palomino, The Oppenheim Group

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,687 /mo
$2,770 /mo

What's Special

LOCATION
DESIRED
SERENE
SHOPPING
DINING
SPACIOUS
MODERN
BALCONY
TENNIS COURTS

Welcome to 12237 Carmel Vista Rd, #161 – a beautifully upgraded one-bedroom condo in prime location offering a calming lake view in the heart of Carmel Valley. This spacious unit has been updated with modern finishes, sleek appliances, storage, and has the convenience of a full-size washer and dryer, making laundry a breeze. A state-of-the-art AC mini-split system ensures comfort year-round, no matter the season. Step outside and take in the serene lake view from your private balcony, or take a stroll along the community's 5 lakes and connecting streams, head down to the community amenities, including a sparkling pool, relaxing spa, and well-maintained tennis courts – ideal for staying active or unwinding after a busy day. This exceptional location places you just moments away from Del Mar's upscale shopping at Del Mar Highlands Town Center and One Paseo and easy access to freeways, making commuting or weekend outings a breeze. A convenient walking path leads you directly to nearby shopping and dining, so you can enjoy everything the area has to offer without straying far from home. Additionally, this property is located near the world-renowned hiking at Torrey Pines State Reserve and beaches. With its prime location, upgraded features, and a host of resort-style amenities, this highly desired condo is the perfect place to call home. Don't miss out on the opportunity to experience all that Carmel Valley has to offer!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.81
Remaining Loan Term
26 years, 2 months
Monthly PITI
$2,531.01/mo
Estimated Loan Balance
$442,734
Cash to close
$274,356
Interest Paid
$42,351

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 1
  • Bathrooms: 1
Cooling & Heating
  • Cooling: SeeRemarks
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, Lake, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: The Lakes Carmel Del Mar
  • HOA Amenities: Unknown
  • HOA Fee: $565
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $821.74
  • Tax Annual Amount: $8125
  • On Market Date: 2025-02-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $274,356 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $274,356!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$375,644
Your Cash$274,356
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,687/mo
Traditional @ 7.5%
$2,873/mo
You save $1,186/month ($14,230/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501310

Listing From:

Last updated: 2025-03-04T22:07:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,687 /mo
$2,770 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $274,356 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $274,356!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$375,644
Your Cash$274,356
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,687/mo
Traditional @ 7.5%
$2,873/mo
You save $1,186/month ($14,230/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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