Dan Kaercher

Dan Kaercher

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Closed

$380,000

($131,199 down)
FHA

12224 W SURREY Street, El Mirage, AZ 85335

3
2
1,515 sqft
PITI Monthly
$1,573.49 /mo

Listing courtesy of: George Laughton, My Home Group Real Estate

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,158 /mo
$1,752 /mo

What's Special

ENTERTAINMENT
SPACIOUS
GRANITE COUNTERTOPS
LANDSCAPED
SOLAR PANELS

Step into a world of comfort and sustainability in this delightful home featuring 3 bedrooms plus a den, complemented by owned solar panels. The heart of the home is a spacious kitchen with a walk-in pantry, granite countertops, and a central island, perfect for culinary adventures and social gatherings. The living room offers ample space for relaxation and entertainment. Outside, the beautifully landscaped lot boasts a built-in gas BBQ, creating an ideal backdrop for outdoor enjoyment and hosting memorable gatherings. Embrace a lifestyle where elegance meets eco-friendliness in this beautifully appointed residence!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$1,573.49/mo
Estimated Loan Balance
$249,682
Cash to close
$131,199
Interest Paid
$26,784

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2003
Details
  • Builder: Taylor Woodrow Homes

Community & HOA

Community
  • Subdivision: MONTANA BLANCA ESTATES
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Montana Blanca Estat
  • HOA Amenities: Unknown
  • HOA Fee: $145.95
  • HOA Frequency: $Quarterly
Location
  • Region: El Mirage

Financial Details

  • Price per Sqft: $250.83
  • Tax Annual Amount: $982
  • On Market Date: 2024-01-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $131,199 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $131,199!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$248,801
Your Cash$131,199
Total Purchase Price:$380,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,158/mo
Traditional @ 7.5%
$1,818/mo
You save $660/month ($7,919/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6652215

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-03-13T20:54:14.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,158 /mo
$1,752 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $131,199 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $131,199!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$248,801
Your Cash$131,199
Total Purchase Price:$380,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,158/mo
Traditional @ 7.5%
$1,818/mo
You save $660/month ($7,919/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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