Dan Kaercher

Dan Kaercher

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Pending

$849,999

($557,607 down)
FHA

1220 Dolphin Circle, Vista, CA 92084

3
2
1,600 sqft
PITI Monthly
$2,942.72 /mo

Listing courtesy of: Catherine Brock, Four Seasons Properties, Inc

Assumed Rate

3.44%
7.15%

Principal & Interest

$1,589 /mo
$2,407 /mo

What's Special

DINING
SPACIOUS
WALK-IN CLOSET
PRIVATE BACKYARD
CUL-DE-SAC
EFFICIENT
SOLAR PANELS

Tucked away in a tranquil cul-de-sac in the highly coveted Vista Foothills, this single-story gem offers privacy, breathtaking views, and endless potential to make it your own. The thoughtfully designed layout features an open floor plan that effortlessly connects indoor and outdoor spaces, perfect for both relaxing and entertaining. The primary suite is a true retreat, boasting a walk-in closet, private outdoor access, and an en-suite bath with custom tile work and dual shower heads for a spa-like experience. Step outside to your private backyard oasis, where lush landscaping and a seasonal stream create a peaceful haven for savoring your morning coffee. The spacious side yard is ready for your dream garden or outdoor dining area, while RV parking adds convenience for adventure seekers. This energy-efficient home is equipped with solar panels, providing significant savings and eco-friendly living. For hobbyists and DIY enthusiasts, the oversized two-car garage provides ample room to work on your projects or store your tools. This home combines serenity with accessibility, offering close proximity to local amenities, top-rated schools, and coastal attractions. Whether hosting gatherings or enjoying quiet evenings under the stars, this property is your gateway to elevated, peaceful living.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.44
Remaining Loan Term
21 years, 7 months
Monthly PITI
$2,942.72/mo
Estimated Loan Balance
$346,185
Cash to close
$557,607
Interest Paid
$94,157

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1976
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Foothills, Gutters, Rural, StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Vista

Financial Details

  • Price per Sqft: $531.25
  • Tax Annual Amount: $10625
  • On Market Date: 2024-12-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $557,607 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $557,607!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.44% Sellers Rate
$292,392
Your Cash:$557,607
Total Purchase Price:$849,999

Assumed vs Traditional Mortgage

Assumed @ 3.44%
$1,589/mo
Traditional @ 7.5%
$2,497/mo
You save $908/month ($10,902/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2410430

Listing From:

Last updated: 2024-12-19T05:51:26.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.44%
7.15%

Principal & Interest

$1,589 /mo
$2,407 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $557,607 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $557,607!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.44% Sellers Rate
$292,392
Your Cash:$557,607
Total Purchase Price:$849,999

Assumed vs Traditional Mortgage

Assumed @ 3.44%
$1,589/mo
Traditional @ 7.5%
$2,497/mo
You save $908/month ($10,902/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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