Dan Kaercher

Dan Kaercher

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Closed

$1,900,000

($1,359,660 down)
VA

12180 Ragweed St, San Diego, CA 92129

4
3
2,928 sqft
PITI Monthly
$2,684.11 /mo

Listing courtesy of: Ashley Van Leuven, Redfin Corporation

Assumed Rate

2.99%
7.15%

Principal & Interest

$2,467 /mo
$3,958 /mo

What's Special

REMODELED
LOCATION
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MODERN
LUXURY
PATIO
NO HOA

Welcome to this exquisitely upgraded home, where luxury and comfort meet modern design. As you enter, you’re greeted by a stunning custom staircase featuring wrought iron railings and elegant marble steps. The main floor boasts beautiful Italian porcelain tile flooring, and soaring high ceilings above the spacious formal living room create a grand first impression. The elegant formal dining room, with French doors leading to the backyard, offers an ideal setting for al fresco dining and entertaining. A large remodeled kitchen awaits, featuring custom cabinetry and a convenient eat-at island for casual meals. The main level also includes a spacious laundry room with a rinse sink and a full bedroom and bathroom for added convenience. Upstairs, you’ll find remodeled bathrooms that complement the home’s refined style. Meander outside to the backyard, a perfect haven for outdoor enjoyment with multiple patios, including a raised covered patio. Enjoy the lush grassy area and abundant fruit trees, including tangerine, Haas avocado, El Dorado avocado, lemon, and apple. Located near the Los Penasquitos Canyon Preserve with miles of trails to explore, this home offers a tranquil setting with NO HOA and NO MELLO ROOS fees. Additional features include a whole-house water filtration system for your peace of mind. Great location puts you close to shopping, dining, entertainment and quick freeway access too. To see it is to love it!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.99
Remaining Loan Term
26 years, 2 months
Monthly PITI
$2,684.11/mo
Estimated Loan Balance
$542,573
Cash to close
$1,359,660
Interest Paid
$64,470

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Rancho Penasquitos
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $648.91
  • Tax Annual Amount: $23749.9
  • On Market Date: 2025-01-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $1,359,660 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $1,359,660!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.99% Sellers Rate
$540,340
Your Cash:$1,359,660
Total Purchase Price:$1,900,000

Assumed vs Traditional Mortgage

Assumed @ 2.99%
$2,467/mo
Traditional @ 7.5%
$4,105/mo
You save $1,638/month ($19,656/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240028536SD

Listing From:

Last updated: 2025-02-11T02:12:52.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.99%
7.15%

Principal & Interest

$2,467 /mo
$3,958 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,359,660 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $1,359,660!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.99% Sellers Rate
$540,340
Your Cash:$1,359,660
Total Purchase Price:$1,900,000

Assumed vs Traditional Mortgage

Assumed @ 2.99%
$2,467/mo
Traditional @ 7.5%
$4,105/mo
You save $1,638/month ($19,656/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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