$789,000
($129,835 down)12143 Callado Rd, San Diego, CA 92128
PITI Monthly
Listing courtesy of: Yukiko Kitamura, HomeSmart Realty West
Assumed Rate
6.43%
7.15%Principal & Interest
$4,200 /mo
$4,521 /moWhat's Special
Now Priced to Sell – Act Quickly! This gem in the desirable 55+ Seven Oaks community offers unbeatable value! Enjoy modern upgrades like a fully paid-off solar system (2020), newer dual-pane windows (2024), and a high-efficiency HVAC system (2021). Stylish waterproof vinyl flooring and a remodeled master bathroom shower add contemporary appeal. The spacious kitchen features a newer electric cooktop, while the backyard offers drought-tolerant landscaping and mature fruit trees. Seven Oaks features exceptional amenities and easy access to shopping, dining, and the I-15.
Assumption Snapshot
Type of Loan
VA
Interest Rate
6.43
Remaining Loan Term
28 years, 3 months
Monthly PITI
$5,248.86/mo
Estimated Loan Balance
$660,491
Cash to close
$129,835
Interest Paid
$74,608
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
Cooling & Heating
- Cooling: Zoned
- Heating: Electric, Zoned
Features
- Materials: Stucco
- Community: Unknown
- Has Fireplace: Yes
- Fireplace Features: LivingRoom
- Flooring: Unknown
Exterior
Fencing
- Fencing: Partial
Roof
- Roof: Composition
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces:
Water
- Sewer: Unknown
- Water Source: Unknown
Pool
- Has Pool: No
- Pool Features: Community
Construction
Type & Style
- Stories: 1
- Home type: SingleFamilyResidence
- Architectural Style: Traditional
Materials
- Stucco
- Roof: Composition
Condition
- Year Built: 1965
Details
- Builder:
Community & HOA
Community
- Subdivision: Rancho Bernardo
- Features: Pool
HOA
- Has HOA: Yes
- HOA Name: Seven Oaks
- HOA Amenities: Unknown
- HOA Fee: $564
- HOA Frequency: $Annually
Location
- Region: San Diego
Financial Details
- Price per Sqft: $562.77
- Tax Annual Amount: $9862.5
- On Market Date: 2024-10-26T00:00:00.000Z
Inquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $129,835!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 240024311SD
Listing From:
Last updated: 2025-02-12T17:09:17.000Z
© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
6.43%
7.15%Principal & Interest
$4,200 /mo
$4,521 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $129,835!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000Resources
Apply to AssumePowered By UMe.
© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.