Dan Kaercher

Dan Kaercher

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Closed

$250,000

($61,571 down)
FHA

120 Spruce Street, Brush, CO 80723

4
2
1,212 sqft
PITI Monthly
$1,688.97 /mo

Listing courtesy of: Jarrod Ridnour, Resident Realty

Assumed Rate

7.2%
7.15%

Principal & Interest

$1,295 /mo
$1,289 /mo

What's Special

SHOPPING
SPACIOUS
COMMUNITY POOL
CHARMING
COZY

Welcome home to this charming 4-bedroom, 1.5-bath ranch in the heart of Brush! Conveniently located near schools, grocery store, shopping, and the community pool. Inside, you'll find thoughtful updates like laminate flooring in the main living areas, a beautifully refreshed full bathroom, cozy new carpet in the bedrooms, new interior doors, updated windows. The exterior is also newly painted! The spacious backyard is ideal for hosting gatherings or giving your pets room to play, and the wood-burning stove in the living room adds a cozy touch for chilly evenings. You'll also appreciate the attached garage and backyard shed for extra storage or workspace. Best of all, this home is located outside the floodplain, which means lower insurance costs for you. Come see it today and fall in love! Sellers are motivated and property is available for quick close.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.2
Remaining Loan Term
28 years, 7 months
Monthly PITI
$1,688.97/mo
Estimated Loan Balance
$188,755
Cash to close
$61,571
Interest Paid
$19,333

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Air Conditioning-Room, Ceiling Fan(s)
  • Heating: Baseboard, Propane
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision: MA-RU Resub
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Brush

Financial Details

  • Price per Sqft: $206.27
  • Tax Annual Amount: $1306.64
  • On Market Date: 2025-01-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,571 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $61,571!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.2% Sellers Rate
$188,429
Your Cash$61,571
Total Purchase Price:$250,000

Assumed vs Traditional Mortgage

Assumed @ 7.2%
$1,295/mo
Traditional @ 7.5%
$1,289/mo
You save $-6/month ($-73/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1024112

Listing From: recolorado

Last updated: 2025-02-25T17:11:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.2%
7.15%

Principal & Interest

$1,295 /mo
$1,289 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,571 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $61,571!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.2% Sellers Rate
$188,429
Your Cash$61,571
Total Purchase Price:$250,000

Assumed vs Traditional Mortgage

Assumed @ 7.2%
$1,295/mo
Traditional @ 7.5%
$1,289/mo
You save $-6/month ($-73/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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