Dan Kaercher

Dan Kaercher

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Closed

$799,000

($379,999 down)
FHA

120 Riverbank Lane, Paso Robles, CA 93446

4
2
2,007 sqft
PITI Monthly
$2,559.17 /mo

Listing courtesy of: Shelley Savoie, The Real Estate Company of Cambria

Assumed Rate

3.31%
7.15%

Principal & Interest

$2,017 /mo
$3,106 /mo

What's Special

LOCATION
SHOPPING
SPACIOUS
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
LANDSCAPED
CUL-DE-SAC

Welcome to a spacious 4 bedroom 2 bathroom home with vaulted ceilings, a primary bedroom with a walk-in closet and large bathroom with separate tub and shower. This single level home has been upgraded, from the flooring and the bright kitchen counter tops, to the outdoor living areas. Two living rooms provide separate spaces and room to spread out and relax with a built-in gas fireplace. The A/C and whole house fan quickly cool the house in the evening! There's ample storage throughout the home as well as a finished 3 car garage and separate laundry room. Enjoy beautiful outdoor living in the front yard looking onto the river, open space, hills and a walking path. The landscaped backyard is easy to maintain, with a covered patio to keep you cool. This wonderful end of the cul-de-sac location is in the Riverbank neighborhood just steps from the park and a hassle free drive to downtown, shopping and schools. Come and see for yourself!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.31
Remaining Loan Term
25 years, 2 months
Monthly PITI
$2,559.17/mo
Estimated Loan Balance
$420,716
Cash to close
$379,999
Interest Paid
$69,984

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, WholeHouseFan
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas, GasStarter
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1996
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, DogPark, Fishing, Golf, Hiking, HorseTrails, Lake, PreservePublicLand, Sidewalks, WaterSports, Park
HOA
  • Has HOA: No
Location
  • Region: Paso Robles

Financial Details

  • Price per Sqft: $398.11
  • Tax Annual Amount: $
  • On Market Date: 2024-05-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $379,999 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $379,999!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$419,001
Your Cash$379,999
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$2,017/mo
Traditional @ 7.5%
$3,222/mo
You save $1,205/month ($14,464/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SC24096729

Listing From:

Last updated: 2024-08-27T17:03:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$2,017 /mo
$3,106 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $379,999 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $379,999!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$419,001
Your Cash$379,999
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$2,017/mo
Traditional @ 7.5%
$3,222/mo
You save $1,205/month ($14,464/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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