Dan Kaercher

Dan Kaercher

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Closed

$375,000

($124,155 down)
FHA

1209 W VINEYARD Road, Phoenix, AZ 85041

3
2
1,499 sqft
PITI Monthly
$1,561.51 /mo

Listing courtesy of: Chey Tor, At Home Real Estate Arizona

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,100 /mo
$1,837 /mo

What's Special

SHOPPING
DINING
STAINLESS STEEL APPLIANCES

Rare opportunity to own a clean and well maintained 3 bed/2 bath single family home on a corner lot in Phoenix for under $400,000!!! This single story home with a 2 car garage is perfect for the first time home buyer or an investor. Current 30 year FHA mortgage can be assumed by a qualified buyer. Kitchen offers stainless steel appliances. Backyard features artificial grass installed in 2021. AC unit replaced in 2022. Water heater replaced in 2023. Minutes from South Mountain and Arizona Mills shopping and dining. Walking distance to Spaces of Opportunity, a community green space and farmers market.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,561.51/mo
Estimated Loan Balance
$258,281
Cash to close
$124,155
Interest Paid
$28,973

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Programmable Thmstat, Ceiling Fan(s), ENERGY STAR Qualified Equipment
  • Heating: Electric, ENERGY STAR Qualified Equipment
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Unknown
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2003
Details
  • Builder: Palacia Homes

Community & HOA

Community
  • Subdivision: MOUNTAIN VISTAS
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Mountain Vistas
  • HOA Amenities: Unknown
  • HOA Fee: $49.5
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $250.17
  • Tax Annual Amount: $1423
  • On Market Date: 2024-07-04T19:46:02.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $124,155 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $124,155!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$250,845
Your Cash$124,155
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,100/mo
Traditional @ 7.5%
$1,905/mo
You save $805/month ($9,662/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6727379

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-09-02T02:38:15.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,100 /mo
$1,837 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $124,155 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $124,155!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$250,845
Your Cash$124,155
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,100/mo
Traditional @ 7.5%
$1,905/mo
You save $805/month ($9,662/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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