Dan Kaercher

Dan Kaercher

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Closed

$389,900

($315,423 down)
VA

1209 3rd Street S, Stillwater, MN 55082

3
2
1,832 sqft
PITI Monthly
$581.46 /mo

Listing courtesy of: , Regal Results

Assumed Rate

3.07%
7.15%

Principal & Interest

$335 /mo
$532 /mo

What's Special

LOCATION
SPACIOUS
MODERN
WALKING TRAILS
HISTORIC

Nestled in the heart of historic Stillwater, this enchanting 1896 Victorian home exudes timeless charm and elegance. Currently the Seller has 4 bedrooms rented and is collecting $2400 per month! ($600 each). Sellers bedroom could bring total rent to $3000 if you rented that room out as well. Step inside to discover stunning original unpainted woodwork, beautifully preserved light fixtures, and exquisite etched glass windows that showcase the craftsmanship of a bygone era. The spacious layout includes four bedrooms up, Seller will add them with the right offer), and two One full bath, and one .75 bath, offering ample room for family and guests. Enjoy your morning coffee on the inviting open front porch or relax on the large screened-in porch overlooking the backyard. With a two-car garage and a location just a short stroll from downtown Stillwater, the scenic St. Croix River, and picturesque walking trails, this home offers both convenience and a connection to nature. Embrace the opportunity to own a piece of history with modern comforts in a truly idyllic setting.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 10 months
Monthly PITI
$581.46/mo
Estimated Loan Balance
$74,621
Cash to close
$315,423
Interest Paid
$7,411

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Window Unit(s)
  • Heating: Baseboard, Boiler
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full, Wood
Roof
  • Roof: Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Pitched
Condition
  • Year Built: 1896
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Churchill & Nelsons 2nd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Stillwater

Financial Details

  • Price per Sqft: $212.83
  • Tax Annual Amount: $1156
  • On Market Date: 2024-09-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $315,423 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $315,423!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$74,477
Your Cash:$315,423
Total Purchase Price:$389,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$335/mo
Traditional @ 7.5%
$552/mo
You save $217/month ($2,602/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6595427

Listing From: northstar

Last updated: 2024-10-29T22:20:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$335 /mo
$532 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $315,423 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $315,423!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$74,477
Your Cash:$315,423
Total Purchase Price:$389,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$335/mo
Traditional @ 7.5%
$552/mo
You save $217/month ($2,602/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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