Dan Kaercher

Dan Kaercher

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Closed

$529,999

($74,785 down)
FHA

12040 Sutter Avenue, Yucaipa, CA 92399

3
2
1,260 sqft
PITI Monthly
$3,290.35 /mo

Listing courtesy of: Laurissa Walker, HOMESMART KEY REALTY

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,231 /mo
$3,250 /mo

What's Special

LOCATION
SHOPPING
DINING
FIREPLACE
PATIO
MOUNTAIN VIEWS
HISTORIC
CHARMING
COZY

Perfect location with gorgeous mountain views! Located in the sought-after North Bench, just walking distance to Yucaipa’s historic uptown that includes shopping, dining, and various amenities. Step inside to this open-concept layout, highlighted with a cozy brick fireplace and charming kitchen. Dining area has sliding doors leading to back patio. Low maintenance backyard with beautiful gazebo to enjoy sunset and city lights. Beautiful woodgrain vinyl flooring throughout and carpet in bedrooms. New double-paned vinyl windows throughout. Guest bathroom is recently upgraded with newer vanity, granite countertop and tile bathtub. Large master bedroom with wide window for gorgeous sunset views and recently upgraded bathroom with newer vanity and quartz countertop. Two nice sized bedrooms with large closets. Additionally, the home features a whole house water softener system and reverse osmosis in the kitchen, alarm system, and assumable solar system. 2-car garage features built-in cabinets and work bench. Large RV parking on garage side. Adorable front patio area to enjoy those mountain views! Right across from Flag Hill Park, this home presents a wonderful opportunity in a prime location. Neighborhood shows pride in ownership!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$3,290.35/mo
Estimated Loan Balance
$456,016
Cash to close
$74,785
Interest Paid
$52,791

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Sidewalks, Park
HOA
  • Has HOA: No
Location
  • Region: Yucaipa

Financial Details

  • Price per Sqft: $420.63
  • Tax Annual Amount: $6624.99
  • On Market Date: 2025-02-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $74,785 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $74,785!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$455,214
Your Cash$74,785
Total Purchase Price:$529,999

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,231/mo
Traditional @ 7.5%
$3,371/mo
You save $1,140/month ($13,677/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV25024639

Listing From:

Last updated: 2025-02-08T13:44:18.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,231 /mo
$3,250 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $74,785 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $74,785!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$455,214
Your Cash$74,785
Total Purchase Price:$529,999

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,231/mo
Traditional @ 7.5%
$3,371/mo
You save $1,140/month ($13,677/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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