Dan Kaercher

Dan Kaercher

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Pending

$885,000

($368,321 down)
VA

119 First Street, Spreckels, CA 93962

3
2
1,299 sqft
PITI Monthly
$3,479.47 /mo

Listing courtesy of: Kathleen Zech, Coldwell Banker Realty

Assumed Rate

2.94%
7.15%

Principal & Interest

$2,341 /mo
$3,779 /mo

What's Special

SPACIOUS
MODERN
GRANITE COUNTERTOPS
FIREPLACE
CHARMING
COZY

Welcome to this charming 3-bedroom, 2-bathroom home located in the desirable area of Spreckels. This inviting property offers 1,299 sq ft of living space on a generous 6,098 sq ft lot. The spacious kitchen is equipped with modern appliances, including a gas cooktop, granite countertops, garbage disposal, island, microwave, oven range - gas, and refrigerator, perfect for any home chef. The kitchen/family room combo creates a warm and inviting space ideal for family gatherings. Front and backyards are low maintenance landscaping. The home features central AC and central forced air heating, ensuring comfort year-round. The interior boasts quality flooring throughout and a cozy fireplace in the family room. For added convenience, the laundry area is located inside and includes a washer and dryer. Energy efficiency is a highlight with solar power and a solar power Tesla battery backup system, along with an electric vehicle hookup (Level 1, 120 volts) in the 2-car garage. There is also a new hot water recirculating pump, windows have a special grade tint on them for more energy efficiency. This home is situated in the Spreckels Union Elementary School District, making it a great choice for families. Don't miss the opportunity to make this lovely home your own!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
26 years, 4 months
Monthly PITI
$3,479.47/mo
Estimated Loan Balance
$519,889
Cash to close
$368,321
Interest Paid
$57,991

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 2008
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Spreckels

Financial Details

  • Price per Sqft: $681.29
  • Tax Annual Amount: $11062.5
  • On Market Date: 2025-01-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $368,321 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $368,321!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$516,679
Your Cash$368,321
Total Purchase Price:$885,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$2,341/mo
Traditional @ 7.5%
$3,920/mo
You save $1,579/month ($18,949/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81991343

Listing From:

Last updated: 2025-04-03T19:01:05.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$2,341 /mo
$3,779 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $368,321 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $368,321!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$516,679
Your Cash$368,321
Total Purchase Price:$885,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$2,341/mo
Traditional @ 7.5%
$3,920/mo
You save $1,579/month ($18,949/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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