Dan Kaercher

Dan Kaercher

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$570,000

($428,662 down)
FHA

11957 N 140TH Lane, Surprise, AZ 85379

4
3
2,764 sqft
PITI Monthly
$1,331.2 /mo

Listing courtesy of: Kathy Patino, Wise Choice Properties

Assumed Rate

3.45%
7.15%

Principal & Interest

$862 /mo
$1,305 /mo

What's Special

DESIRED
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
PATIO

Prepare to be impressed by a highly desired 4-bedroom and 3-bathroom property on an almost 10,000 sq ft lot! It greets you with a 4-car garage and an RV gate. This beauty has a fabulous open and spacious floor plan adorned with tile floors and vaulted ceilings. You'll also find a formal living and dining room, PLUS a separate family room! The kitchen boasts stainless steel appliances, ample counters, a pantry, a plethora of cabinets, and a center island with a breakfast bar. Relax in the main bedroom, complete with a private bathroom with dual sinks and a soothing tub. Resort-style backyard oasis lets you enjoy an extended covered patio with ceiling fans, pavers, mature citrus trees, and other beautiful landscaping. This gem has it all! Don't miss this great home waiting just for you!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
18 years, 2 months
Monthly PITI
$1,331.2/mo
Estimated Loan Balance
$142,698
Cash to close
$428,662
Interest Paid
$68,734

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: Yes
  • Carport Spaces: 4
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Richmond American Homes

Community & HOA

Community
  • Subdivision: KENLY FARMS 1
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Kenly Farms
  • HOA Amenities: Unknown
  • HOA Fee: $58
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $206.22
  • Tax Annual Amount: $1986
  • On Market Date: 2024-12-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $428,662 (75%)
You can enter any amount below - secondary financing will cover the difference if needed.
75%
$

You cover the entire equity of $428,662!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$141,338
Your Cash:$428,662
Total Purchase Price:$570,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$862/mo
Traditional @ 7.5%
$1,354/mo
You save $491/month ($5,896/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6788746

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T08:06:39.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$862 /mo
$1,305 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $428,662 (75%)
You can enter any amount below - secondary financing will cover the difference if needed.
75%
$

You cover the entire equity of $428,662!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$141,338
Your Cash:$428,662
Total Purchase Price:$570,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$862/mo
Traditional @ 7.5%
$1,354/mo
You save $491/month ($5,896/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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