Dan Kaercher

Dan Kaercher

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Closed

$419,900

($44,454 down)
VA

11935 N 148TH Avenue, Surprise, AZ 85379

4
3
2,285 sqft
PITI Monthly
$1,585.59 /mo

Listing courtesy of: Diana Moca, Bliss Realty & Investments

Assumed Rate

2.66%
7.15%

Principal & Interest

$1,326 /mo
$2,476 /mo

What's Special

REMODELED
CUSTOM BUILT
LANDSCAPED
PLAYGROUND

Stunning upgraded home in the heart of Surprise, AZ! This 4-bed, 2.5-bath gem offers 2,285 sq. ft. of thoughtfully designed living space with upgrades throughout. The farmhouse-style kitchen features quartz countertops, a farmhouse sink, floating shelves, and classic white appliances. All 3 bathrooms are remodeled, with new vinyl plank flooring and a custom built-in bookcase in the office/den. Enjoy the professionally landscaped front and backyard with turf, a paver pathway, garden bed, and gazebo. Located in Rancho Gabriela with playgrounds and walking paths, this move-in-ready home is perfect for families or an active lifestyle. Assumable loan with special restrictions! Don't miss out! Home Updates: -Quartz countertops in kitchen. Farmhouse sink. -All appliances are newer, about 3 years old. -Turf installed in front and backyard, along with paver path & garden bed. -Built in bookcases in office/den. -Remodeled all three bathrooms. ---½ bath = New vanity/sink/faucet/toilet/lighting fixtures and decorative "chair molding." ---2a bath = quartz counters, new sink/faucet/toilet/lighting fixtures/vinyl plank(flooring ---Master bath = quartz counters, new sinks/faucets/toilet/lighting fixtures/vinyl(plank flooring -New vinyl plank flooring in laundry room. -New indoor/outdoor lighting and new fans in living room and 2 bedrooms. -New doorknobs and hinges. -Garage springs were replaced November 2023. -Built in shelving in one of the bedrooms. -Screwless face plates on switches. -The gazebo/pergola in the backyard will stay. -All airducts professionally cleaned in 2022. - Exterior paint was done in 2020. -Downstairs flooring replaced 2019. -Garage has epoxy flooring. -Water Heater 2018.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.66
Remaining Loan Term
36 years, 11 months
Monthly PITI
$1,585.59/mo
Estimated Loan Balance
$367,258
Cash to close
$44,454
Interest Paid
$31,424

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: Trend Homes

Community & HOA

Community
  • Subdivision: RANCHO GABRIELA PHASE 2
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Gabriela
  • HOA Amenities: Unknown
  • HOA Fee: $65
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $183.76
  • Tax Annual Amount: $1312
  • On Market Date: 2025-01-14T19:40:31.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $44,454 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $44,454!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.66% Sellers Rate
$375,446
Your Cash$44,454
Total Purchase Price:$419,900

Assumed vs Traditional Mortgage

Assumed @ 2.66%
$1,326/mo
Traditional @ 7.5%
$2,583/mo
You save $1,257/month ($15,079/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6804770

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-28T20:10:27.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.66%
7.15%

Principal & Interest

$1,326 /mo
$2,476 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $44,454 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $44,454!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.66% Sellers Rate
$375,446
Your Cash$44,454
Total Purchase Price:$419,900

Assumed vs Traditional Mortgage

Assumed @ 2.66%
$1,326/mo
Traditional @ 7.5%
$2,583/mo
You save $1,257/month ($15,079/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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