Dan Kaercher

Dan Kaercher

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Closed

$1,275,000

($758,683 down)
VA

1189 Faraday Street, Santa Ynez, CA 93460

3
2
1,260 sqft
PITI Monthly
$2,666.15 /mo

Listing courtesy of: Laura Drammer, Berkshire Hathaway Home Services California Properties

Assumed Rate

3.18%
7.15%

Principal & Interest

$2,449 /mo
$3,835 /mo

What's Special

MOVE-IN READY
MODERN
FIREPLACE
VAULTED CEILINGS
PATIO
CHARMING
COZY

Experience this beautifully maintained 1,260-square-foot home nestled near the heart of downtown Santa Ynez. Privately fenced on a corner lot lined with feathery pepper trees, this property offers tranquility and beauty. A gated entry leads you to the front door, where terraced stone retaining walls, flagstone patios, and thoughtfully designed drought-tolerant landscaping, including evergreen synthetic grass, create a stunning first impression. The approximately .23+/- acre lot provides potential to expand, personalize, or enhance this property to fit your vision.Inside, the living room welcomes you with vaulted ceilings that enhance the open and connected space. A cozy fireplace anchors the space, providing warmth during the winter months and a charming focal point year-round. Enjoy views of the beautiful outdoor space from the comfort of this area. The modern kitchen boasts all-new appliances, including a Thermador range. New cabinetry and countertops offer ample storage and prep space, while a built-in buffet with a wine refrigerator adds convenience while entertaining.This quaint home features three bedrooms and two bathrooms, all showcasing a clean and neutral aesthetic that complements any style. Recent upgrades, including new interior & exterior paint, and a brand-new roof, ensure this home is move-in ready and well-maintained. Take comfort in owning this darling home and enjoy all that downtown Santa Ynez living offers!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.18
Remaining Loan Term
25 years, 6 months
Monthly PITI
$2,666.15/mo
Estimated Loan Balance
$519,544
Cash to close
$758,683
Interest Paid
$77,504

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking
HOA
  • Has HOA: No
Location
  • Region: Santa Ynez

Financial Details

  • Price per Sqft: $1,011.9
  • Tax Annual Amount: $15937.5
  • On Market Date: 2025-01-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $758,683 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $758,683!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.18% Sellers Rate
$516,317
Your Cash:$758,683
Total Purchase Price:$1,275,000

Assumed vs Traditional Mortgage

Assumed @ 3.18%
$2,449/mo
Traditional @ 7.5%
$3,978/mo
You save $1,529/month ($18,344/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-27345

Listing From:

Last updated: 2025-03-27T18:46:56.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.18%
7.15%

Principal & Interest

$2,449 /mo
$3,835 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $758,683 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $758,683!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.18% Sellers Rate
$516,317
Your Cash:$758,683
Total Purchase Price:$1,275,000

Assumed vs Traditional Mortgage

Assumed @ 3.18%
$2,449/mo
Traditional @ 7.5%
$3,978/mo
You save $1,529/month ($18,344/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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