Dan Kaercher

Dan Kaercher

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Closed

$655,000

($376,210 down)
FHA

11785 N 143RD Drive, Surprise, AZ 85379

4
4
4,500 sqft
PITI Monthly
$2,115.12 /mo

Listing courtesy of: Katie Hobgood, eXp Realty

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,493 /mo
$2,164 /mo

What's Special

LOCATION
GATED COMMUNITY
MINUTES AWAY
SHOPPING
DINING
SPACIOUS
GRANITE COUNTERTOPS
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
WET BAR
PATIO

MOUNTAIN GATE 2 Story w/ POOL IN PRIME LOCATION!! One of the largest homes in the exclusive gated community of Mountain Gate. Offering appx. 4,500 sq.ft. this is a great opportunity to purchase a 4 bed + 3.5 bath + 3 flex room home. Upon entering you are greeted with a spacious formal living room with electric fireplace & shiplap style accent wall. Across the entry way you find flex room 1 w/ wet bar area enclosed with French doors. The kitchen overlooks the family room & includes a gas stove w/ double ovens, an island w/ bar seating, and granite countertops. There is an additional built-in oven and microwave! The family room is a great gathering place w/ a gas fireplace & large barn door to separate it from flex room 2. NEW downstairs HVAC system recently installed! (10k value) Upstairs you find the owner's suite w/fireplace and spacious bathroom, additional bedrooms (3), bathrooms (2), and a LARGE loft (flex 3). The owner's suite bathroom has a his & hers sink area, jetted soaking tub, walk-in shower, separate toilet room, & large walk-in closet. Additionally, you will notice upgrades including plantation shutters throughout and arched doorways!! Downstairs laundry which has additional cabinets, countertop space for folding, and can accommodate a second refrigerator. The backyard is spacious with a large 5 ft. deep pool with steps. There is a built-in kitchen with grill perfect for cooking outdoors. The covered patio is complete with outdoor fireplace and sitting area. Part of the yard has grass which could be reseeded or could be a blank canvas for whatever you want to add! Owners will enjoy their peach and lemon trees! Storage shed on side yard will stay. This location couldn't be any better as it sits minutes from schools, shopping, fine dining, and more! The Villages at Prasada are minutes away, including favorite stores like Costco, Home Goods, Sprouts, and soon to be built Target.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.8
Remaining Loan Term
24 years, 4 months
Monthly PITI
$2,115.12/mo
Estimated Loan Balance
$333,836
Cash to close
$376,210
Interest Paid
$65,276

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Refrigeration, Programmable Thmstat, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 3+ Fireplace, Exterior Fireplace, Family Room, Master Bedroom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Unknown
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: William Lyon Homes

Community & HOA

Community
  • Subdivision: MOUNTAIN GATE PHASE 3 & 4
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Mountain Gate
  • HOA Amenities: Unknown
  • HOA Fee: $110
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $145.56
  • Tax Annual Amount: $2747
  • On Market Date: 2024-06-05T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $376,210 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $376,210!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$278,790
Your Cash:$376,210
Total Purchase Price:$655,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,493/mo
Traditional @ 7.5%
$2,244/mo
You save $752/month ($9,019/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6712003

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-09-14T00:45:31.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,493 /mo
$2,164 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $376,210 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $376,210!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$278,790
Your Cash:$376,210
Total Purchase Price:$655,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,493/mo
Traditional @ 7.5%
$2,244/mo
You save $752/month ($9,019/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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