Dan Kaercher

Dan Kaercher

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Closed

$635,000

($218,032 down)
FHA

1177 Spanish Stone Way, West Palm Beach, FL 33415

5
3
2,634 sqft
PITI Monthly
$3,027.43 /mo

Listing courtesy of: Jacqueline Walters, Realty ONE Group Innovation

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,962 /mo
$2,969 /mo

What's Special

ENTERTAINMENT
DINING
SPACIOUS
MODERN
COZY

This stunning 5-bedroom, 3-bathroom home with a beautifully converted in-law suite can easily convert back to an office or den. Downstairs you'll find an upgraded bathroom and a flexible floor plan designed for modern living. The upstairs offers four spacious guest rooms, including a luxurious primary suite, a convenient laundry room, and a cozy loft perfect for family entertainment.Outdoors you will find lush turf grass with a water filtration system, a 3-hole miniature golf course, a cozy fire pit, and an outdoor grill with ample dining and seating areas. This home is great for movie night. The community also features a sparkling pool, ideal for relaxation or connecting with neighbors.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$3,027.43/mo
Estimated Loan Balance
$417,728
Cash to close
$218,032
Interest Paid
$45,376

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, CeramicTile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None, Association, Community

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Block
  • Roof: Composition, Shingle
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision: RANCHETTE LAKE
  • Features: NonGated, Pool
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $285
  • HOA Frequency: $Monthly
Location
  • Region: West Palm Beach

Financial Details

  • Price per Sqft: $241.08
  • Tax Annual Amount: $7054
  • On Market Date: 2024-10-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $218,032 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $218,032!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$416,968
Your Cash$218,032
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,962/mo
Traditional @ 7.5%
$3,079/mo
You save $1,118/month ($13,415/year)

*Secondary financing rates are an estimated value based on input

MLS ID: R11028524

Listing From:

Last updated: 2025-02-25T16:22:55.000Z

© , FTL. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,962 /mo
$2,969 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $218,032 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $218,032!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$416,968
Your Cash$218,032
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,962/mo
Traditional @ 7.5%
$3,079/mo
You save $1,118/month ($13,415/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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