Dan Kaercher

Dan Kaercher

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$650,000

($410,319 down)
FHA

116 Garcia Street, Santa Paula, CA 93060

4
3
1,562 sqft
PITI Monthly
$2,504.28 /mo

Listing courtesy of: Mary Tan Addington, eXp Realty of California Inc

Assumed Rate

3.86%
7.15%

Principal & Interest

$1,443 /mo
$2,076 /mo

What's Special

DINING
SPACIOUS
MODERN
MASTER SUITE
HOME OFFICE
HISTORIC
CHARMING
COZY

Welcome to your dream home at 116 Garcia Street, Santa Paula, CA 93060! Nestled in the heart of the charming ''Citrus Capital of the World,'' this stunning 4-bedroom, 2.5-bathroom single-family residence, built in 2013 offers 1,562 square feet of modern comfort and timeless appeal.Step inside to discover an open-concept living space filled with natural light, featuring high ceilings and sleek finishes throughout. The spacious kitchen is a chef's delight, equipped with ample cabinetry and modern appliances, seamlessly flowing into the dining and living areas--ideal for entertaining or cozy nights in. The generous master suite provides a peaceful retreat with its en-suite bathroom, while three additional bedrooms offer plenty of space for guests, a home office, or growing needs.Outside, enjoy a low-maintenance yard perfect for weekend barbecues or quiet relaxation under the California sun. With an attached garage and proximity to Santa Paula's historic downtown, top-rated schools, and scenic parks, this home combines convenience with small-town charm. Don't miss your chance to own this exceptional property in one of Ventura County's hidden gems--schedule your tour today and come fall in love!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.86
Remaining Loan Term
19 years, 10 months
Monthly PITI
$2,504.28/mo
Estimated Loan Balance
$287,528
Cash to close
$410,319
Interest Paid
$108,318

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Unknown
  • Heating: Central, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FreeStanding, Gas, LivingRoom
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 2013
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Other - 0011
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: Santa Paula

Financial Details

  • Price per Sqft: $416.13
  • Tax Annual Amount: $8125
  • On Market Date: 2025-03-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $410,319 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $410,319!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.86% Sellers Rate
$239,681
Your Cash:$410,319
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 3.86%
$1,443/mo
Traditional @ 7.5%
$2,153/mo
You save $711/month ($8,528/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225001539

Listing From:

Last updated: 2025-03-30T12:23:48.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.86%
7.15%

Principal & Interest

$1,443 /mo
$2,076 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $410,319 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $410,319!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.86% Sellers Rate
$239,681
Your Cash:$410,319
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 3.86%
$1,443/mo
Traditional @ 7.5%
$2,153/mo
You save $711/month ($8,528/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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