Dan Kaercher

Dan Kaercher

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Under Contract

$495,000

($231,291 down)
FHA

11560 Otis Street, Westminster, CO 80020

3
2
1,344 sqft
PITI Monthly
$1,781.44 /mo

Listing courtesy of: Laura Nixon, Five Four Real Estate, LLC

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,224 /mo
$1,941 /mo

What's Special

SHOPPING
DINING
SPACIOUS
VAULTED CEILINGS
CHARMING
COZY

Welcome to this charming 3-bedroom, 2-bathroom tri-level home in a quiet and friendly neighborhood. With 1,344 square feet of living space, this home offers vaulted ceilings, sunny skylights, and newer plank flooring and carpeting for a fresh, updated feel. The main level features a bright and open living room and kitchen, while the upper level boasts two spacious bedrooms and a full bath. The garden level includes a third bedroom, a second bathroom, and a cozy family room—perfect for guests or additional living space. Enjoy peace of mind knowing many major home systems have been replaced within the past ten years. The fully fenced backyard is ideal for entertaining, gardening, or simply relaxing outdoors. Located on a quiet street with wonderful neighbors, this home offers easy access to both Boulder and Denver, plus it's close to shopping, dining, and amenities. You'll love the proximity to parks and trails, perfect for outdoor enthusiasts, and the great access to shopping and restaurants—just 20 minutes to Denver or Boulder. Don't miss out on this move-in-ready gem! Showings start Friday, 03/14!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.08
Remaining Loan Term
26 years, 2 months
Monthly PITI
$1,781.44/mo
Estimated Loan Balance
$267,502
Cash to close
$231,291
Interest Paid
$32,594

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Carpet, Vinyl, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick, Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sheridan Green
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Westminster

Financial Details

  • Price per Sqft: $368.3
  • Tax Annual Amount: $2243
  • On Market Date: 2025-03-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $231,291 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $231,291!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$263,709
Your Cash$231,291
Total Purchase Price:$495,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,224/mo
Traditional @ 7.5%
$2,014/mo
You save $789/month ($9,473/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8978414

Listing From: recolorado

Last updated: 2025-03-17T16:46:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,224 /mo
$1,941 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $231,291 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $231,291!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$263,709
Your Cash$231,291
Total Purchase Price:$495,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,224/mo
Traditional @ 7.5%
$2,014/mo
You save $789/month ($9,473/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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