Dan Kaercher

Dan Kaercher

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$459,900

($123,540 down)
VA

1155 Hawthorne Place S, Monticello, MN 55362

4
4
3,307 sqft
PITI Monthly
$1,817.84 /mo

Listing courtesy of: , First Impressions Home Group

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,512 /mo
$2,462 /mo

What's Special

DINING
SPACIOUS
MODERN
FIREPLACE
WALK-IN CLOSET
HOME OFFICE
DECK
PATIO
CHARMING
COZY

This charming 4-bd 4-bath Colonial home combines classic elegance with modern comfort. Nestled in a peaceful neighborhood, it boasts a spacious layout, perfect for both relaxation and entertaining. The main floor features a welcoming foyer leading into a formal living room and dining room, adorned with large windows allowing natural light to fill the space. The kitchen is equipped with ss appliances, and ample cabinetry, opening up to a cozy family room with a fireplace, ideal for gathering. Upstairs, the primary suite offers a private retreat with a walk-in closet and luxurious ensuite bathroom, complete with a tub, shower, and double sinks. The additional three bedrooms are generously sized. The finished lower level provides even more living space, perfect for a home office, gym, or playroom and family room with fireplace and walks out to the backyard patio. You could easily turn one of the basement rooms into bedrooms with the addition of egress windows. Enjoy those MN days on the huge deck and covered porch!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,817.84/mo
Estimated Loan Balance
$337,066
Cash to close
$123,540
Interest Paid
$36,067

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Steel Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Brick, Family Room, Gas, Wood Burning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less, Architectural Shingle, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Steel Siding
  • Roof: Age 8 Years or Less, Architectural Shingle, Pitched
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Briar Oakes Estate
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Monticello

Financial Details

  • Price per Sqft: $139.07
  • Tax Annual Amount: $1674
  • On Market Date: 2025-02-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $123,540 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $123,540!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$336,360
Your Cash$123,540
Total Purchase Price:$459,900

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,512/mo
Traditional @ 7.5%
$2,554/mo
You save $1,043/month ($12,511/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6674127

Listing From: northstar

Last updated: 2025-04-01T15:25:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,512 /mo
$2,462 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $123,540 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $123,540!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$336,360
Your Cash$123,540
Total Purchase Price:$459,900

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,512/mo
Traditional @ 7.5%
$2,554/mo
You save $1,043/month ($12,511/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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