Dan Kaercher

Dan Kaercher

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$859,000

($603,279 down)
VA

1155 S Citrus Ave, Escondido, CA 92027

4
2
1,907 sqft
PITI Monthly
$1,395.07 /mo

Listing courtesy of: Lori Ratliff, Coldwell Banker West

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,178 /mo
$1,902 /mo

What's Special

DINING
FIREPLACE
CHARMING
COZY

Back on market subject to the cancellation of current escrow. Buyer could not reform. Welcome to this inviting 4-bedroom, 2-bath home with a flexible bonus room perfect for an office, nursery, playroom, or craft space. The living room boasts a beautiful bay window, a cozy fireplace, and wood blinds, creating a warm and welcoming atmosphere. The kitchen is a functional space for cooking and gathering, featuring a 4-burner gas stove with an extended center burner, a new dishwasher, ample cabinet and countertop space, and a layout that opens seamlessly to the step-down family/dining room. With its vaulted ceiling, wood beam accents, and a second fireplace with a large hearth, this space is perfect for entertaining or relaxing. French doors lead to the expansive backyard, complete with a built-in BBQ area and lush bushes that provide privacy. Additional highlights include an indoor laundry room, updated bathrooms, some dual-pane windows, a tankless water heater, solar power, and a repiped plumbing system. The detached 2-car garage adds convenience, while the home’s thoughtful updates and charming features make it truly special. Don’t miss this opportunity to own a well-maintained, versatile home with plenty of space for living, working, and entertaining!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
25 years, 7 months
Monthly PITI
$1,395.07/mo
Estimated Loan Balance
$257,368
Cash to close
$603,279
Interest Paid
$34,854

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Craftsman
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1958
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $450.45
  • Tax Annual Amount: $10737.5
  • On Market Date: 2025-01-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $603,279 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $603,279!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$255,721
Your Cash:$603,279
Total Purchase Price:$859,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,178/mo
Traditional @ 7.5%
$1,973/mo
You save $795/month ($9,539/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2500030

Listing From:

Last updated: 2025-03-18T16:09:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,178 /mo
$1,902 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $603,279 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $603,279!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$255,721
Your Cash:$603,279
Total Purchase Price:$859,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,178/mo
Traditional @ 7.5%
$1,973/mo
You save $795/month ($9,539/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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