Dan Kaercher

Dan Kaercher

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Closed

$655,000

($450,807 down)
VA

1150 Watts Estates Drive, Chico, CA 95926

4
3
2,308 sqft
PITI Monthly
$1,446.45 /mo

Listing courtesy of: Sheri Palade, Keller Williams Realty Chico Area

Assumed Rate

3.5%
7.15%

Principal & Interest

$1,280 /mo
$1,925 /mo

What's Special

LOCATION
DINING
SPACIOUS
LUXURY
BREAKFAST NOOK
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
CUL-DE-SAC

WELCOME HOME…to this 4BD*, 2.5BA home that will not disappoint! You are welcomed into the spacious living room w/vaulted ceilings, luxury Brazilian cherry wood floors, gas fireplace and a large picture window drawing in natural light. The living room opens up to the formal dining area and updated gourmet kitchen which includes center island, 36” dual fuel commercial-style range, breakfast nook and custom cabinetry. The main level of the home offers 3 nice sized BD’s, 2.5BA’s; primary BD features a ceiling fan, walk-in closet and oversized en suite w/jetted tub, dual sink vanity and easy, step-in shower. There is an additional BD/bonus room for those extra guests/hobbies etc…The laundry room offers lots of storage and extra space for a refrigerator. The BA’s have been nicely updated to include granite/quartz countertops. The back yard is fully fenced and boasts a refreshing in-ground pool, fruit trees and patio for all your summer BBQ’s. The location of this house doesn’t get much better…end of cul-de-sac privacy in quiet Chico neighborhood! *County records show 3BD, functions a 4BD, Buyer(s) to verify if interested

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.5
Remaining Loan Term
17 years, 7 months
Monthly PITI
$1,446.45/mo
Estimated Loan Balance
$206,234
Cash to close
$450,807
Interest Paid
$107,131

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Gunite, InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1997
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: Chico

Financial Details

  • Price per Sqft: $283.8
  • Tax Annual Amount: $8187.5
  • On Market Date: 2024-12-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $450,807 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $450,807!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.5% Sellers Rate
$204,193
Your Cash:$450,807
Total Purchase Price:$655,000

Assumed vs Traditional Mortgage

Assumed @ 3.5%
$1,280/mo
Traditional @ 7.5%
$1,997/mo
You save $717/month ($8,603/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN24243008

Listing From:

Last updated: 2025-02-07T21:33:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.5%
7.15%

Principal & Interest

$1,280 /mo
$1,925 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $450,807 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $450,807!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.5% Sellers Rate
$204,193
Your Cash:$450,807
Total Purchase Price:$655,000

Assumed vs Traditional Mortgage

Assumed @ 3.5%
$1,280/mo
Traditional @ 7.5%
$1,997/mo
You save $717/month ($8,603/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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