Dan Kaercher

Dan Kaercher

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$425,000

($31,250 down)
FHA

114 N 3RD Street, Avondale, AZ 85323

4
4
1,887 sqft
PITI Monthly
$3,028.89 /mo

Listing courtesy of: Sandra Ruiz, West USA Realty

Assumed Rate

6.54%
7.15%

Principal & Interest

$2,555 /mo
$2,719 /mo

What's Special

SPACIOUS
MOVE-IN READY
MODERN
WALK-IN CLOSET
PATIO
NO HOA

Newer Home. NO HOA! This beautiful 4-bedroom, 3.5-bath home sits on a premium corner lot and offers a 2-car garage. Inside, you'll find wood-look tile flooring, modern fixtures, and a spacious great room with patio access. The kitchen features white shaker cabinets, quartz counters, a tile backsplash, and a large island with breakfast bar. The primary suite includes outdoor access, a large walk-in shower, dual sinks, and a walk-in closet. Move-in ready and full of charm!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.54
Remaining Loan Term
28 years, 1 months
Monthly PITI
$3,028.89/mo
Estimated Loan Balance
$394,964
Cash to close
$31,250
Interest Paid
$49,945

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Composition
Condition
  • Year Built: 2022
Details
  • Builder: oca Homes, LLC

Community & HOA

Community
  • Subdivision: HILLS SUBDIVISION
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Avondale

Financial Details

  • Price per Sqft: $225.23
  • Tax Annual Amount: $1671
  • On Market Date: 2025-03-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $31,250 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $31,250!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$393,750
Your Cash$31,250
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$2,555/mo
Traditional @ 7.5%
$2,820/mo
You save $265/month ($3,183/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6842003

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T06:33:02.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.54%
7.15%

Principal & Interest

$2,555 /mo
$2,719 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $31,250 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $31,250!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$393,750
Your Cash$31,250
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$2,555/mo
Traditional @ 7.5%
$2,820/mo
You save $265/month ($3,183/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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