Dan Kaercher

Dan Kaercher

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$395,000

($125,556 down)
VA

11457 W MADISEN ELLISE Drive, Surprise, AZ 85378

4
3
2,178 sqft
PITI Monthly
$1,502.33 /mo

Listing courtesy of: Julie Calza, My Home Group Real Estate

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,250 /mo
$2,018 /mo

What's Special

LOCATION
DINING

High demand floor plan in prime Surprise location. 4 bedrooms, 3 full bathrooms, fresh exterior paint, and low-care landscape. The inviting interior features neutral palette, tile in all the common areas and tasteful plush carpet in bedrooms and loft. Designed for everyday living & entertaining, you'll love the open living/kitchen/dining! The kitchen boasts SS appliances, ample white cabinetry, step in pantry, and peninsula w/breakfast bar. One bedroom and one bathroom complete the downstairs. Upstairs there's a double loft - meaning you can close off for a full size 5th bedroom and still have a loft, or go for a 6th bedroom! The double-door owner's suite offers ample space for furnishings and relaxation plus a private retreat with double sinks and walk in closet. Backyard is turf ready!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$1,502.33/mo
Estimated Loan Balance
$270,619
Cash to close
$125,556
Interest Paid
$37,625

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: D R Horton

Community & HOA

Community
  • Subdivision: CANYON RIDGE WEST PARCEL 5
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: CANYON RIDGE WEST 5
  • HOA Amenities: Unknown
  • HOA Fee: $87.43
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $181.36
  • Tax Annual Amount: $1231
  • On Market Date: 2025-02-07T19:50:04.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $125,556 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $125,556!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$269,444
Your Cash$125,556
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,250/mo
Traditional @ 7.5%
$2,093/mo
You save $843/month ($10,116/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6817288

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-29T00:16:25.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,250 /mo
$2,018 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $125,556 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $125,556!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$269,444
Your Cash$125,556
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,250/mo
Traditional @ 7.5%
$2,093/mo
You save $843/month ($10,116/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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