Dan Kaercher

Dan Kaercher

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Closed

$373,000

($143,124 down)
FHA

11434 W ST JOHN Road, Surprise, AZ 85378

3
3
1,729 sqft
PITI Monthly
$1,572.49 /mo

Listing courtesy of: Victoria Jovel, The Noble Agency

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,108 /mo
$1,724 /mo

What's Special

DINING
HOME OFFICE
COMMUNITY POOL

This 3-bedroom, 2.5-bath home sits on a large lot and offers 1,729 square feet of well-designed living space with a layout that balances comfort and functionality. The open-concept main floor makes it easy to entertain, with the kitchen, dining, and living areas flowing together seamlessly. Upstairs, all three bedrooms are thoughtfully placed alongside a versatile loft, perfect for a home office, play area, or extra lounge space. The laundry room is conveniently located upstairs, making chores a little easier. The backyard is a standout feature, offering plenty of space to enjoy with turf and a paver area—a great spot to unwind, host a barbecue, or simply enjoy the fresh air. The two-car garage adds storage and convenience. Located near the community pool and park, this home provides easy access outdoor spaces and neighborhood amenities.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$1,572.49/mo
Estimated Loan Balance
$230,851
Cash to close
$143,124
Interest Paid
$37,266

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Spanish
Materials
  • Synthetic Stucco, Wood Frame, Stucco
  • Roof: Tile
Condition
  • Year Built: 2017
Details
  • Builder: Bellago Homes

Community & HOA

Community
  • Subdivision: VILLAGE AT CANYON RIDGE WEST
  • Features: Community Pool, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Village at Canyon
  • HOA Amenities: Unknown
  • HOA Fee: $105
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $215.73
  • Tax Annual Amount: $1601
  • On Market Date: 2025-02-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $143,124 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $143,124!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$229,876
Your Cash$143,124
Total Purchase Price:$373,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,108/mo
Traditional @ 7.5%
$1,789/mo
You save $680/month ($8,163/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6816530

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-22T08:10:25.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,108 /mo
$1,724 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $143,124 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $143,124!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$229,876
Your Cash$143,124
Total Purchase Price:$373,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,108/mo
Traditional @ 7.5%
$1,789/mo
You save $680/month ($8,163/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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