Dan Kaercher

Dan Kaercher

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$1,165,000

($369,415 down)
FHA

11316 Surco Dr, San Diego, CA 92126

3
2
1,308 sqft
PITI Monthly
$6,550.11 /mo

Listing courtesy of: Viet Tran, eXp Realty of Southern California, Inc.

Assumed Rate

4.99%
7.15%

Principal & Interest

$4,449 /mo
$5,604 /mo

What's Special

REMODELED
LOCATION
SHOPPING
DINING
MOVE-IN READY
MODERN
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
EFFICIENT

Location! Location! Location! Welcome to this beautiful 3-bed, 2-bath home in the heart of Mira Mesa! This upgraded gem is located near top-rated schools, with shopping, dining, and parks just a short walk away. Step inside to a bright and airy living room with vaulted ceilings and a double entry door that adds elegance and charm. You'll find a remodeled master bathroom, modern LVP flooring, and smart home features with Lutron Caseta switches and a Nest thermostat. The kitchen has been updated with quartz countertops, stainless steel appliances, and Ikea cabinets for a sleek and modern look. The garage is EV charging-ready with a 240V adapter, and the backyard offers extra usable space with a new French drain. The home features a fully paid-off 14 kW solar system with Panasonic panels, a new energy-efficient roof, and a fully upgraded 225-amp electrical panel. With all these upgrades, this home is move-in ready and a fantastic opportunity — don't miss out on this chance!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.99
Remaining Loan Term
27 years, 4 months
Monthly PITI
$6,550.11/mo
Estimated Loan Balance
$798,979
Cash to close
$369,415
Interest Paid
$108,256

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1972
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Mira Mesa
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $890.67
  • Tax Annual Amount: $14562.5
  • On Market Date: 2025-03-27T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $369,415 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $369,415!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.99% Sellers Rate
$795,585
Your Cash$369,415
Total Purchase Price:$1,165,000

Assumed vs Traditional Mortgage

Assumed @ 4.99%
$4,449/mo
Traditional @ 7.5%
$5,813/mo
You save $1,364/month ($16,366/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250022827SD

Listing From:

Last updated: 2025-03-28T22:50:06.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.99%
7.15%

Principal & Interest

$4,449 /mo
$5,604 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $369,415 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $369,415!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.99% Sellers Rate
$795,585
Your Cash$369,415
Total Purchase Price:$1,165,000

Assumed vs Traditional Mortgage

Assumed @ 4.99%
$4,449/mo
Traditional @ 7.5%
$5,813/mo
You save $1,364/month ($16,366/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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