Dan Kaercher

Dan Kaercher

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Under Contract

$527,000

($73,000 down)
VA

11207 N 165TH Avenue, Surprise, AZ 85388

3
2
2,348 sqft
PITI Monthly
$2,361.37 /mo

Listing courtesy of: DeWitt Lang, HomeSmart

Assumed Rate

2.87%
7.15%

Principal & Interest

$2,040 /mo
$3,324 /mo

What's Special

NON-VETERANS
INVESTORS
SHOPPING
ENTERTAINMENT
DINING
RENOVATED
GRANITE COUNTERTOPS
HOME OFFICE
PATIO
PRIVATE BACKYARD

ASSUMABLE VA LOAN AT 2.25% - OPEN TO VETERANS, NON-VETERANS & INVESTORS! Amazing opportunity to assume a 2.25% loan & save hundreds in monthly payments. Home is equipped with fully paid, owned solar system which will also reduce your utility bill. In addition the private backyard oasis includes a 5 person Hot Springs Salt Water Spa, equipped with both heating & cooling for year-round enjoyment. This single story, 3 bedroom, 2 bath home offers a great room floor plan & bonus room, currently used as a home office. The island kitchen includes maple cabinets, granite countertops, built-in microwave, electric smooth top range & stainless-steel refrigerator with bottom freezer. The island provides breakfast bar seating & adjoins the dining area. Tile flooring in the main living areas, kitchen, wet areas & bedroom 3. Other bedrooms have carpet. Laundry room is adjacent to the kitchen & includes the washer, dryer & an additional refrigerator currently being used as a beverage chiller. The large primary suite offers two closets, one with custom shelving. The primary bath has been recently renovated with a tile surround walk-in shower & separate tub, featuring double sinks in the raised vanity, a private toilet room & updated lighting. The guest bath has double sinks & a combination tub/shower. Sliding doors open to an extended covered patio offering lots of afternoon shade while enjoying the spa in the private backyard retreat. Landscaping includes mature citrus trees, artificial turf & a water feature. The two-car garage also includes a whole house water conditioner. Close to schools, shopping, freeways, golf courses, dining, entertainment & sporting events.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,361.37/mo
Estimated Loan Balance
$455,902
Cash to close
$73,000
Interest Paid
$48,681

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Natural Gas, Ceiling
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder: Taylor Woodrow

Community & HOA

Community
  • Subdivision: SYCAMORE FARMS PARCEL 13
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Sycamore Farms
  • HOA Amenities: Unknown
  • HOA Fee: $99
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $224.45
  • Tax Annual Amount: $1852
  • On Market Date: 2025-03-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,000 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $73,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$454,000
Your Cash$73,000
Total Purchase Price:$527,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$2,040/mo
Traditional @ 7.5%
$3,448/mo
You save $1,407/month ($16,887/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6829560

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-06T04:11:34.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$2,040 /mo
$3,324 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,000 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $73,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$454,000
Your Cash$73,000
Total Purchase Price:$527,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$2,040/mo
Traditional @ 7.5%
$3,448/mo
You save $1,407/month ($16,887/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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