Dan Kaercher

Dan Kaercher

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Closed

$515,000

($330,879 down)
FHA

1118 Smoke Tree Road, Pinon Hills, CA 92372

3
2
1,886 sqft
PITI Monthly
$1,859.03 /mo

Listing courtesy of: Edward Limbaga, Exp Realty of California Inc

Assumed Rate

3.44%
7.15%

Principal & Interest

$998 /mo
$1,512 /mo

What's Special

DINING
SPACIOUS
CUSTOM BUILT
PATIO
CHARMING
TURNKEY

Welcome to 1118 Smoke Tree Rd, just one block from paved roads and surrounded by homes that exude, pride of ownership. This home sits on almost 3/4ths of an acre and boasts a desert oasis style landscape. This spacious floor plan opens up to the living room and dining room adjacent to the kitchen The wood burning stove is centered to add a charming heat source that keeps the home warm during the winter months. As you walk in the front door the living room welcomes you to the home. The front Den has a lovely view of the front yard and patio. The bedrooms are spacious with good sized closets, including a walk in for the primary bedroom. The indoor laundry room includes a sink and overhead storage. Remote controlled electronic driveway gate keeps this home fully enclosed in the front yard. The backyard is fully fenced in with a RV access gate to the side road. French Doors in the family room and primary bedroom open up to the covered patio leading you to the backyard. The backyard is complete with a fully built shed plus a secondary shed or green house which is 90% built. There is ample space to add additional features to make this backyard exactly what you are looking for. The extra deep 3 car garage makes storing your vehicles and toys effortless from the elements. The custom built shelves makes for organizing your tools and storage a breeze. One of the best features is this, home comes with FULLY PAID OFF SOLAR! You will be able to enjoy very low electric bills thanks to producing your own electricity and building credits with the utility grid. The Solar Array is still under manufacturer warranty to ease your mind with any issues. An almost new electric water heater minimizes usage of the propane. The best GREEN feature is that this home is EV Charger ready. This turnkey home will not last long, schedule your showing right away!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.44
Remaining Loan Term
21 years, 6 months
Monthly PITI
$1,859.03/mo
Estimated Loan Balance
$184,589
Cash to close
$330,879
Interest Paid
$59,662

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Propane, WoodStove
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Tile

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Spanish
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Pinon Hills

Financial Details

  • Price per Sqft: $273.06
  • Tax Annual Amount: $6437.5
  • On Market Date: 2024-10-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $330,879 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $330,879!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.44% Sellers Rate
$184,121
Your Cash:$330,879
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 3.44%
$998/mo
Traditional @ 7.5%
$1,568/mo
You save $571/month ($6,847/year)

*Secondary financing rates are an estimated value based on input

MLS ID: TR24222179

Listing From:

Last updated: 2025-01-14T02:20:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.44%
7.15%

Principal & Interest

$998 /mo
$1,512 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $330,879 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $330,879!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.44% Sellers Rate
$184,121
Your Cash:$330,879
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 3.44%
$998/mo
Traditional @ 7.5%
$1,568/mo
You save $571/month ($6,847/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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