Dan Kaercher

Dan Kaercher

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Pending

$675,000

($224,989 down)
FHA

11126 PORTOBELO Drive, San Diego, CA 92124

2
2
1,068 sqft
PITI Monthly
$3,288.12 /mo

Listing courtesy of: Megen Marshall, United Real Estate San Diego

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,048 /mo
$3,290 /mo

What's Special

DESIRED
SHOPPING
DINING
SPACIOUS
MOVE-IN READY
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
SOAKING TUB
PATIO
BIKE PATHS
COZY

Nestled in the quiet, highly desired Belsera neighborhood of Tierrasanta, this lovely move-in ready single-story condo is waiting for you! This conveniently located first floor end-unit offers 2 bedrooms, 2 full bathrooms and an attached single-car garage with overhead storage and direct access inside the home. As you enter, you are greeted by an open & airy floor plan with soaring ceilings, new luxurious waterproof laminate plank flooring, a spacious living room with a cozy fireplace and an abundance of natural light! Adjacent is the dining area and open kitchen, which comes equipped with neutral tile, stainless steel fridge and appliances, and plenty of cabinet storage. The spacious primary bedroom offers vaulted ceilings, large windows with shutters, a generously sized walk-in closet, plus an en suite bath with dual sinks & soaking tub. When it’s time to unwind, enjoy direct access to the private covered patio area, providing calming views of nature while relaxing and/or entertaining guests. This home also includes an upgraded Vivint security system with front doorbell camera, newer HVAC system, washer/dryer hookups for both gas/electric dryer, and an additional assigned covered parking space for multiple cars or guests. This picturesque, park-like community offers their residents 2 sparkling pools/spas to enjoy, a volleyball court, and lush landscaping throughout the common grounds. Just down the road, you can enjoy the great outdoors while hiking Mission Trails, or picnicking in the nearby parks! Centrally located, the Belsera neighborhood also offers additional nearby walking and bike paths, plus easy access to freeways, shopping, restaurants and the beautiful San Diego beaches! Come by one of our open houses to preview this gem, which feels bigger and shows even better in person! *This home is also a great opportunity for VA buyers to maximize their benifits! A MUST SEE!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 5 months
Monthly PITI
$3,288.12/mo
Estimated Loan Balance
$450,939
Cash to close
$224,989
Interest Paid
$50,067

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, GasStarter
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, InGround, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Hiking, Sidewalks, Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Belsera Community Association
  • HOA Amenities: Unknown
  • HOA Fee: $480
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $632.02
  • Tax Annual Amount: $8437.5
  • On Market Date: 2025-02-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $224,989 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $224,989!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$450,011
Your Cash$224,989
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,048/mo
Traditional @ 7.5%
$3,412/mo
You save $1,364/month ($16,370/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501320

Listing From:

Last updated: 2025-03-17T19:20:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,048 /mo
$3,290 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $224,989 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $224,989!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$450,011
Your Cash$224,989
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,048/mo
Traditional @ 7.5%
$3,412/mo
You save $1,364/month ($16,370/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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