Dan Kaercher

Dan Kaercher

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$260,000

($1,229 down)
FHA

1109 Natalie Avenue, Montrose, MN 55363

3
3
1,765 sqft
PITI Monthly
$2,405.43 /mo

Listing courtesy of: , Lakes Area Realty G.V.

Assumed Rate

7.08%
7.15%

Principal & Interest

$1,777 /mo
$1,790 /mo

What's Special

OPEN CONCEPT
MINUTES AWAY
DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
DECK

This home is nestled on a private disc golf course & nature preserve while being just minutes away from Hwy 12. In addition to the oversized lot, this home backs up to a nature preserve and features a pond view, which means no rear neighbors! The Benton twinhome features an open concept split-level layout w/ 3 bedrooms, 2.5 bathrooms, & an attached 2 car garage. This home boasts an open entertaining area w/ a spacious family room, separate dining room nook, & an upgraded kitchen equipped w/ granite countertops, custom cabinetry, recessed lighting, plank flooring & full suite of stainless steel appliances (including new GE Profile french door fridge and stackable washer/dryer). In the private owner’s retreat, you will find a luxuriously large bedroom w/ attached bathroom showcasing linen storage, a gorgeous granite-topped vanity, private commode & a huge walk-in closet. The fully finished lower level offers 2 additional bedrooms, a 2nd full bathroom, a flex room & the laundry room. A Fully finished deck off the dining room finishes off this beautiful home. Quick close possible, nothing to do but unpack and enjoy your new home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.08
Remaining Loan Term
27 years, 6 months
Monthly PITI
$2,405.43/mo
Estimated Loan Balance
$259,021
Cash to close
$1,229
Interest Paid
$46,327

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Engineered Wood, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Twin Home
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Engineered Wood, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision: White Tail Ridge
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: FirstService Residential
  • HOA Amenities: Unknown
  • HOA Fee: $300
  • HOA Frequency: $Monthly
Location
  • Region: Montrose

Financial Details

  • Price per Sqft: $147.31
  • Tax Annual Amount: $3484
  • On Market Date: 2025-01-17T00:00:00.000Z
Inquire about this property

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Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $1,229 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $1,229!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.08% Sellers Rate
$258,771
Your Cash$1,229
Total Purchase Price:$260,000

Assumed vs Traditional Mortgage

Assumed @ 7.08%
$1,777/mo
Traditional @ 7.5%
$1,857/mo
You save $79/month ($951/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6650211

Listing From: northstar

Last updated: 2025-02-16T11:57:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.08%
7.15%

Principal & Interest

$1,777 /mo
$1,790 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,229 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $1,229!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.08% Sellers Rate
$258,771
Your Cash$1,229
Total Purchase Price:$260,000

Assumed vs Traditional Mortgage

Assumed @ 7.08%
$1,777/mo
Traditional @ 7.5%
$1,857/mo
You save $79/month ($951/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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