Dan Kaercher

Dan Kaercher

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$299,900

($98,972 down)
FHA

1105 4th Street N, Sartell, MN 56377

3
2
1,789 sqft
PITI Monthly
$1,491.62 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

2.83%
7.15%

Principal & Interest

$914 /mo
$1,497 /mo

What's Special

DINING
FIREPLACE
WALK-IN CLOSET
DECK
PATIO
FENCED YARD
WALKING TRAILS
COZY

This 3 bed, 2 bath tri-level home is located in a desirable, well-established Sartell neighborhood. Offering a functional layout and ample outdoor space, it’s full of potential and ready for your personal touch. The main level kitchen and dining room area feature a newer stove, refrigerator and dishwasher (2023) and also include convenient built-in bench seating, offering valuable extra storage space. A sliding door off the dining area leads to the deck, which offers access to both the front and back yards, as well as a beautiful paver stone patio - an ideal spot for evening barbecues or quiet relaxation. The upper level includes two nicely sized bedrooms, the primary having a walk-in closet as well as a convenient pass through to a full bath. The living room overlooks a large, fully fenced yard - perfect for children, pets, outdoor activities and entertaining. The lower level features a comfortable family room where you can cozy up to the gas fireplace, an additional bedroom, three-quarter bath, laundry room as well as an extra storage area tucked under the stairs. The exterior features a newer A/C unit (2021), low-maintenance steel siding and a three-stall garage, providing ample space for parking and storage. With its great layout, outdoor amenities, and close proximity to walking trails and local conveniences, this home is ready for you to make it your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.83
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,491.62/mo
Estimated Loan Balance
$201,806
Cash to close
$98,972
Interest Paid
$24,965

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s)
Features
  • Materials: Brick/Stone, Metal Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Age Over 8 Years
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Metal Siding
  • Roof: Age Over 8 Years
Condition
  • Year Built: 1994
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Pine Tree Pond Two
  • Features: Grab Bars In Bathroom
HOA
  • Has HOA: No
Location
  • Region: Sartell

Financial Details

  • Price per Sqft: $167.64
  • Tax Annual Amount: $3242
  • On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $98,972 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $98,972!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$200,928
Your Cash$98,972
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$914/mo
Traditional @ 7.5%
$1,553/mo
You save $639/month ($7,664/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6690750

Listing From: northstar

Last updated: 2025-04-04T10:04:05.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$914 /mo
$1,497 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $98,972 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $98,972!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$200,928
Your Cash$98,972
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$914/mo
Traditional @ 7.5%
$1,553/mo
You save $639/month ($7,664/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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