Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Closed

$459,000

($201,163 down)
FHA

109 E Elfin Green, Port Hueneme, CA 93041

2
1
784 sqft
PITI Monthly
$1,551.3 /mo

Listing courtesy of: Brian Zell, Century 21 Real Estate Alliance

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,187 /mo
$1,883 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
PATIO
CLUBHOUSE
CHARMING
COZY
55+ COMMUNITY

Welcome to this charming, move-in ready 2-bedroom, 1-bath home in the desirable Hueneme Bay 55+ community. This single-level property offers a comfortable living space with 784 sq. ft. and features a cozy kitchen with solid surface countertops, cork floors in the living room, and a tastefully updated bathroom. The spacious outdoor patio features low-maintenance artificial turf and concrete pad, perfect for relaxing or entertaining.Additional highlights include a large laundry room that can double as a craft room or workshop. The home comes equipped with a refrigerator, washer, and dryer, making it ready for its new owner. The Hueneme Bay community provides fantastic amenities, including a pool, spa, clubhouse, and a 9-hole golf course, offering an active and social lifestyle. Conveniently located near local shops, dining, and just a short drive to the beach, this home offers both comfort and convenience.Whether you're looking to downsize or enjoy the benefits of community living, this home is ready to offer you an easy-care lifestyle in a vibrant setting.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$1,551.3/mo
Estimated Loan Balance
$258,361
Cash to close
$201,163
Interest Paid
$32,263

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, SeeRemarks

Exterior

Fencing
  • Fencing: GoodCondition
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1964
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hueneme Bay 4 - 148804
  • Features: Curbs, Golf, StreetLights, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Care Free Living
  • HOA Amenities: Unknown
  • HOA Fee: $324
  • HOA Frequency: $Monthly
Location
  • Region: Port Hueneme

Financial Details

  • Price per Sqft: $585.46
  • Tax Annual Amount: $5737.5
  • On Market Date: 2024-10-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $201,163 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $201,163!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$257,837
Your Cash$201,163
Total Purchase Price:$459,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,187/mo
Traditional @ 7.5%
$1,953/mo
You save $766/month ($9,187/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-25967

Listing From:

Last updated: 2025-03-04T20:56:42.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,187 /mo
$1,883 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $201,163 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $201,163!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$257,837
Your Cash$201,163
Total Purchase Price:$459,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,187/mo
Traditional @ 7.5%
$1,953/mo
You save $766/month ($9,187/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.