Dan Kaercher

Dan Kaercher

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Closed

$400,000

($70,612 down)
FHA

10986 W POLK Street, Avondale, AZ 85323

3
3
1,947 sqft
PITI Monthly
$2,063.53 /mo

Listing courtesy of: Erica Romain, SERHANT.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,505 /mo
$2,380 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
WALK-IN CLOSET
PATIO
CHARMING
COZY

This stunning 3-bedroom, 2.5-bath home is ready for you to move in! Featuring charming curb appeal, a low-maintenance front yard, a 2-car garage, and a welcoming porch. Inside, you'll find a spacious open floor plan with elegant wood-look tile flooring, recessed lighting, and a neutral color throughout. The gourmet kitchen is perfect for any aspiring chef, complete with a walk-in pantry, granite countertops, high-end appliances, and an island with a breakfast bar. Upstairs, enjoy a cozy loft space. The primary bedroom includes a walk-in closet and a private ensuite with dual sinks. The backyard, with its covered patio, offers endless possibilities for your landscaping vision. Additionally, the home is equipped with fiber optic internet, making it an ideal setup for working from home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$2,063.53/mo
Estimated Loan Balance
$364,543
Cash to close
$70,612
Interest Paid
$33,484

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Siding, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Contemporary
Materials
  • Painted, Stucco, Siding, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: MATTAMY HOMES

Community & HOA

Community
  • Subdivision: ROOSEVELT PARK UNIT 2 PHASE 2
  • Features: Gated Community, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Roosevelt Park
  • HOA Amenities: Unknown
  • HOA Fee: $118.8
  • HOA Frequency: $Monthly
Location
  • Region: Avondale

Financial Details

  • Price per Sqft: $205.44
  • Tax Annual Amount: $1907
  • On Market Date: 2025-03-10T18:30:05.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $70,612 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $70,612!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$329,388
Your Cash$70,612
Total Purchase Price:$400,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,505/mo
Traditional @ 7.5%
$2,469/mo
You save $964/month ($11,570/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6833025

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-10T20:34:41.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,505 /mo
$2,380 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $70,612 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $70,612!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$329,388
Your Cash$70,612
Total Purchase Price:$400,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,505/mo
Traditional @ 7.5%
$2,469/mo
You save $964/month ($11,570/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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