Dan Kaercher

Dan Kaercher

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Closed

$375,000

($182,386 down)
VA

1093 N Almond Way, Banning, CA 92220

3
1
860 sqft
PITI Monthly
$1,149.55 /mo

Listing courtesy of: CHANNON LAMB, Berkshire Hathaway Homeservices California Realty

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,000 /mo
$1,449 /mo

What's Special

SERENE
MODERN
MATURE TREES
CHARMING
COZY
EFFICIENT

Welcome to this charming 1930s home nestled in a quiet, established neighborhood in Banning. This inviting residence features three cozy bedrooms and one bathroom, providing plenty of space for family and guests. Recent upgrades include a new roof, updated electrical systems, and new plumbing, ensuring modern comfort while retaining the home's original character. Each room is equipped with wall-mounted split units for efficient heating and cooling, making it easy to create a comfortable living environment year-round. The large lot boasts mature trees that provide ample shade, perfect for outdoor gatherings or simply enjoying the serene surroundings. Additionally, a detached garage offers convenient storage or workspace options. While the home is in need of minor cosmetic repairs, it presents a fantastic opportunity to add your personal touch and make it your own. Experience the charm and potential of this lovely property in a peaceful neighborhood—your dream home awaits!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.8
Remaining Loan Term
24 years, 4 months
Monthly PITI
$1,149.55/mo
Estimated Loan Balance
$194,578
Cash to close
$182,386
Interest Paid
$43,712

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1930
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Solera (SLRA)
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Banning

Financial Details

  • Price per Sqft: $436.05
  • Tax Annual Amount: $
  • On Market Date: 2024-10-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $182,386 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $182,386!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$192,614
Your Cash$182,386
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,000/mo
Traditional @ 7.5%
$1,503/mo
You save $503/month ($6,040/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG24204592

Listing From:

Last updated: 2024-12-09T01:57:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,000 /mo
$1,449 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $182,386 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $182,386!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$192,614
Your Cash$182,386
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,000/mo
Traditional @ 7.5%
$1,503/mo
You save $503/month ($6,040/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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