Dan Kaercher

Dan Kaercher

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Closed

$110,000

($20,232 down)
VA

108 3rd Street, Russell, MN 56169

2
1
1,275 sqft
PITI Monthly
$680.27 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

4.17%
7.15%

Principal & Interest

$458 /mo
$634 /mo

What's Special

SHOPPING
DINING
SPACIOUS
WALK-IN CLOSET
HOME OFFICE
SAFE
CHARMING

Welcome to 108 3rd Street in Russell! Find this charming and move-in-ready single-story home in a friendly neighborhood near a small town diner, local post office, ATV course, and Clear Lake. This 2-bedroom, 1-bath gem features a welcoming layout that flows from a charming front porch to an inviting living room, a bright formal dining room with a large bay window—followed by the kitchen and main floor laundry! The spacious bedrooms offer private retreats with dual access to a full bath with a beautiful wooden vanity, while the primary also features a walk-in closet. The basement offers exciting potential for additional living space, with three extra rooms you can tailor to your needs! Perfect for bedrooms (with addition of egress windows), home office, storage, and a central family room. The home includes valuable upgrades, such as a new furnace, water softener, dishwasher, fridge, updated lighting, new gutters and gutter guards and much more. A cement driveway leads to an oversized 3-stall garage with electrical, ideal for a workshop or hobby space aside from a safe haven for your vehicles. Located minutes from Camden State Park, a short drive to Marshall and Brookings, or even a short trip to Sioux Falls, this home combines peaceful small-town living with easy access to shopping, dining, and recreation. Come and see the possibilities today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$680.27/mo
Estimated Loan Balance
$90,346
Cash to close
$20,232
Interest Paid
$11,140

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 1917
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Russell

Financial Details

  • Price per Sqft: $86.27
  • Tax Annual Amount: $872
  • On Market Date: 2024-11-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $20,232 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $20,232!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$89,768
Your Cash$20,232
Total Purchase Price:$110,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$458/mo
Traditional @ 7.5%
$658/mo
You save $200/month ($2,404/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6629260

Listing From: northstar

Last updated: 2025-01-09T18:51:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$458 /mo
$634 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $20,232 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $20,232!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$89,768
Your Cash$20,232
Total Purchase Price:$110,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$458/mo
Traditional @ 7.5%
$658/mo
You save $200/month ($2,404/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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