Dan Kaercher

Dan Kaercher

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Under Contract

$483,500

($62,953 down)
VA

1088 Banyan Court, Loveland, CO 80538

4
3
2,022 sqft
PITI Monthly
$2,245.2 /mo

Listing courtesy of: Blanche Boren & Brittany Lozano, Neuhaus Real Estate Inc

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,890 /mo
$3,079 /mo

What's Special

LOCATION
MINUTES AWAY
SHOPPING
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
FINISHED BASEMENT
HOME OFFICE
PATIO
COZY
NO HOA

***FIRST AMERICAN HOME WARRANTY INCLUDED*** This beautifully updated 4-bedroom, 3-bath home has fresh interior paint & an open floor plan that creates a bright & inviting space. The updated kitchen shines with stainless steel appliances, ample cabinetry & a seamless connection to the dining room, making it perfect for hosting. Upstairs, the primary suite features large windows, dual sliding door closets & an ensuite bath with a walk-in shower. The two additional upstairs bedrooms offer comfortable living space with large windows & generous size closets. The shared full bath has been beautifully updated with a linen closet just outside for added storage. On the lower level, the spacious living room is filled with natural light from large windows, offering plenty of room to relax or entertain while a wood-burning fireplace adds warmth & charm. The fourth bedroom is also on the lower level next to a bathroom & laundry room, offering flexibility for guests or a home office. The finished basement provides a large recreation space that could easily be converted into a fifth bedroom with a closet. With central A/C for summer & a cozy fireplace for winter, this home is designed for year-round comfort. The backyard is a true highlight, featuring raised garden beds, a fire pit & a mature tree providing shade & privacy. A covered patio is perfect for outdoor dining, while the storage shed & separate workshop off the garage offer plenty of space for tools, projects, & hobbies. RV & boat parking add extra convenience-especially with Boyd Lake just minutes away for boating, fishing, paddle boarding, & lakeside fun. Nestled in a prime location with NO HOA or Metro tax, this home offers easy access to Benson Sculpture Garden, Woodmere Park, downtown Loveland, & the Orchards Shopping Center. Outdoor enthusiasts will love the proximity to parks, trails, & recreation. Don't miss out on this beautiful gem and schedule a showing today!

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Assumption Snapshot

Type of Loan
VA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,245.2/mo
Estimated Loan Balance
$422,309
Cash to close
$62,953
Interest Paid
$45,094

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Other
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 1974
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Woodmere
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $239.12
  • Tax Annual Amount: $2262
  • On Market Date: 2025-03-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $62,953 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $62,953!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$420,547
Your Cash$62,953
Total Purchase Price:$483,500

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,890/mo
Traditional @ 7.5%
$3,194/mo
You save $1,304/month ($15,642/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1028442

Listing From: recolorado

Last updated: 2025-03-22T19:05:40.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,890 /mo
$3,079 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $62,953 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $62,953!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$420,547
Your Cash$62,953
Total Purchase Price:$483,500

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,890/mo
Traditional @ 7.5%
$3,194/mo
You save $1,304/month ($15,642/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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