Dan Kaercher

Dan Kaercher

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$979,000

($422,258 down)
VA

1075 Camino Marcela, Chula Vista, CA 91913

4
3
2,165 sqft
PITI Monthly
$4,428.36 /mo

Listing courtesy of: Ken Pecus, eXp Realty of California, Inc

Assumed Rate

4.38%
7.15%

Principal & Interest

$3,191 /mo
$4,314 /mo

What's Special

LOCATION
OPEN CONCEPT
MINUTES AWAY
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
PATIO
CLUBHOUSE
SOLAR PANELS

Welcome home to the absolutely best deal and value in Escaya. This residence features exceptional outdoor areas, a wonderful lot elevation that provides additional privacy, and expansive southern views from the primary suite bedroom. The current owners are Escaya “Originals”, who had the choice of almost all the floorplans and locations when the community was first offered. It's location at the end of the lane avoids all the busy traffic of the surface street models, and provides an added level of security for when the little ones are playing. The floorplan is one of the absolute best, featuring an eye-popping chef’s kitchen, a bedroom and bath downstairs, 3 spacious bedrooms upstairs, and a stunning bright open loft perfect for an additional family room, office, workshop, or kids playscape! And…the original builders installed and paid for solar panels. Escaya is the total lifestyle package featuring all of the exceptional amenities buyers are looking to experience.. See Supplement. When you step inside, you are greeted with a light drenched entry foyer that views an open concept throughout the home. Whether you go up the beautiful staircase or wander into the living spaces, you immediately feel free and open. The kitchen is dramatic in size with counters, huge island, and prep space to create the most extravagant dining options. It features a wonderful walk-in pantry, extensive cabinetry and direct access into a large garage which can park a big SUV and have considerable storage options. All rooms have an abundance of windows and from the dining, you walk directly out into a great entertainment veranda. The gardens and patio wrap all the way around the back of the home, which provides ample space for kids, pets and gardens, as well as direct access back into the garage. The second floor greets you with a bright and open loft. It has a multitude of use options, so let your imagination run wild. The primary suite is situated on one side of the home and the auxiliary bedrooms are on the other side. Conveniently located on this floor is a generous sized laundry room, large enough for side-by-side washer and dryer, as well as work areas. Because of the orientation, most of the home benefits from sunlight throughout the day. Escaya is a brilliant master planned community. It features a wide variety of housing types, which provide the perfect combination for a neighborhood. There is a cute commercial center at the main entrance, yet all the convenience of Otay Ranch and greater Chula Vista shopping and amenities, just minutes away. The community itself features a beautiful pool, gym and clubhouse. Integrated into the community are wonderful playing fields and parks (including a dog park) as well as the new Jeffers Elementary School. Time to make Escaya your new home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.38
Remaining Loan Term
23 years, 1 months
Monthly PITI
$4,428.36/mo
Estimated Loan Balance
$710,759
Cash to close
$422,258
Interest Paid
$181,696

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: The Village of Escaya
  • HOA Amenities: Unknown
  • HOA Fee: $139
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $452.19
  • Tax Annual Amount: $12237.5
  • On Market Date: 2025-02-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $422,258 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $422,258!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.38% Sellers Rate
$556,742
Your Cash$422,258
Total Purchase Price:$979,000

Assumed vs Traditional Mortgage

Assumed @ 4.38%
$3,191/mo
Traditional @ 7.5%
$4,475/mo
You save $1,284/month ($15,407/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250019996SD

Listing From:

Last updated: 2025-03-31T20:55:54.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.38%
7.15%

Principal & Interest

$3,191 /mo
$4,314 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $422,258 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $422,258!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.38% Sellers Rate
$556,742
Your Cash$422,258
Total Purchase Price:$979,000

Assumed vs Traditional Mortgage

Assumed @ 4.38%
$3,191/mo
Traditional @ 7.5%
$4,475/mo
You save $1,284/month ($15,407/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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