Dan Kaercher

Dan Kaercher

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Pending

$575,000

($73,667 down)
VA

10706 39th Street N, Lake Elmo, MN 55042

2
2
1,643 sqft
PITI Monthly
$2,840.42 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

3.07%
7.15%

Principal & Interest

$2,287 /mo
$3,631 /mo

What's Special

SPACIOUS
WALK-IN CLOSET
FINISHED BASEMENT
CLUBHOUSE
PLAYGROUND

Discover this impeccably maintained home, thoughtfully designed for comfort and convenience. Featuring 2 bedrooms, a dedicated office, and 2 bathrooms, this home offers effortless main-level living. The spacious primary suite (your personal retreat) is complete with a generous walk-in closet and a luxurious en-suite bathroom featuring a tiled shower and dual vanity. Stylish, low-maintenance LVP flooring flows throughout, while main-floor laundry adds everyday ease. The oversized 3-car garage provides ample space for vehicles, storage, or hobbies. It's ready for your EV charger and has plumbing in place for a utility sink. The unfinished basement is fully plumbed and ready for your vision, offering endless possibilities for additional living space. Nestled in a vibrant community with exceptional amenities, including a pool, clubhouse, basketball court, playground, fire pit, and scenic walking and biking trails. Experience the perfect blend of comfort, convenience, and an active lifestyle in this exceptional home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 10 months
Monthly PITI
$2,840.42/mo
Estimated Loan Balance
$503,335
Cash to close
$73,667
Interest Paid
$50,579

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Fiber Cement
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Below Ground, Outdoor Pool, Shared

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Fiber Cement
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Legacy/North Star
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Omega Property Management
  • HOA Amenities: Unknown
  • HOA Fee: $43
  • HOA Frequency: $Monthly
Location
  • Region: Lake Elmo

Financial Details

  • Price per Sqft: $349.97
  • Tax Annual Amount: $4639
  • On Market Date: 2025-03-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,667 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $73,667!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$501,333
Your Cash$73,667
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$2,287/mo
Traditional @ 7.5%
$3,767/mo
You save $1,480/month ($17,756/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6678964

Listing From: northstar

Last updated: 2025-04-03T13:56:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$2,287 /mo
$3,631 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,667 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $73,667!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$501,333
Your Cash$73,667
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$2,287/mo
Traditional @ 7.5%
$3,767/mo
You save $1,480/month ($17,756/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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