Dan Kaercher

Dan Kaercher

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Closed

$285,000

($53,812 down)
FHA

1067 Argyle Street, Saint Paul, MN 55103

2
2
1,176 sqft
PITI Monthly
$1,705.92 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,036 /mo
$1,701 /mo

What's Special

LOCATION
SHOPPING
ENTERTAINMENT
DINING
MODERN
FAMILY-FRIENDLY
CHARMING

Charming Como Lake Home Welcome to your amazing starter home, perfectly situated just steps from the scenic Como Lake! This enchanting one-and-a-half-story property is a rare gem, combining timeless charm with modern convenience in one of the Twin Cities' most coveted locations. The oversized yard is a true outdoor oasis, providing plenty of space for gardening, entertaining, or simply soaking up Minnesota's vibrant seasons. Whether you're hosting summer barbecues or building snowmen in winter, this yard is ready for it all. Step inside, and you’ll immediately feel at home. The thoughtful layout features 2 bedrooms and 2 full bathrooms, offering a perfect balance of comfort and functionality. The home’s warm and inviting interiors are complemented by recent upgrades, including a new roof and siding (Fall 2022), a new water heater (Winter 2024), and fresh carpeting on the stairs, giving you peace of mind and an updated aesthetic. Location is everything, and this home delivers! Just minutes from the Como Zoo, Como Park, and miles of scenic trails, outdoor adventures and family-friendly fun are always within reach. You'll also enjoy easy access to nearby dining, shopping, and entertainment options, blending peaceful retreat with vibrant city living. Opportunities like this don’t come around often. Come see why this Como Lake charmer is the perfect place to call home. Schedule your private showing today—you won’t want to miss it!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 1 months
Monthly PITI
$1,705.92/mo
Estimated Loan Balance
$243,850
Cash to close
$53,812
Interest Paid
$26,548

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 1908
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Subdivision Of Lt 37 Of, Como
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $242.35
  • Tax Annual Amount: $4096
  • On Market Date: 2025-01-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $53,812 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $53,812!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$231,188
Your Cash$53,812
Total Purchase Price:$285,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,036/mo
Traditional @ 7.5%
$1,764/mo
You save $728/month ($8,739/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6645845

Listing From: northstar

Last updated: 2025-03-13T15:51:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,036 /mo
$1,701 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $53,812 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $53,812!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$231,188
Your Cash$53,812
Total Purchase Price:$285,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,036/mo
Traditional @ 7.5%
$1,764/mo
You save $728/month ($8,739/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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