Dan Kaercher

Dan Kaercher

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Closed

$315,000

($129,606 down)
FHA

10630 62nd Street NE, Albertville, MN 55301

3
2
1,689 sqft
PITI Monthly
$1,670.54 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

4.05%
7.15%

Principal & Interest

$1,045 /mo
$1,470 /mo

What's Special

LOCATION
FRESH PAINT
DINING
SPACIOUS
MODERN
VAULTED CEILINGS
WET BAR
DECK
WALKING TRAILS
CHARMING

This Charming single-family home offers 3 bedrooms, 2 bathrooms, and a spacious 2-car garage in a prime Albertville location. Recently updated with brand-new carpet and fresh paint throughout, this home feels modern and refreshed. The main level features vaulted ceilings and large windows, creating a bright and airy ambiance. Step through the sliding doors off the dining room onto a large deck that overlooks the fully fenced backyard, complete with a firepit—ideal for outdoor gatherings. The lower level boasts a generous family room and a custom wet bar, perfect for movie nights or entertaining guests. With a large driveway, this home provides ample parking for guests and hobbyists alike. Located just minutes from the Albertville Outlet Mall, Cedar Creek Golf Course, numerous parks, and scenic walking trails, there’s always something to enjoy nearby. Only 30 minutes from downtown Minneapolis, this home offers a peaceful suburban lifestyle without sacrificing convenience. Don’t miss the chance to make this updated and charming home your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.05
Remaining Loan Term
22 years, 3 months
Monthly PITI
$1,670.54/mo
Estimated Loan Balance
$208,764
Cash to close
$129,606
Interest Paid
$63,313

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Fiber Board
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Fiber Board
  • Roof: Unknown
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Westwind 2nd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Albertville

Financial Details

  • Price per Sqft: $186.5
  • Tax Annual Amount: $3856
  • On Market Date: 2024-11-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $129,606 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $129,606!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$185,394
Your Cash$129,606
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$1,045/mo
Traditional @ 7.5%
$1,524/mo
You save $479/month ($5,752/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6617776

Listing From: northstar

Last updated: 2025-02-10T20:10:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.05%
7.15%

Principal & Interest

$1,045 /mo
$1,470 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $129,606 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $129,606!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$185,394
Your Cash$129,606
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$1,045/mo
Traditional @ 7.5%
$1,524/mo
You save $479/month ($5,752/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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