Dan Kaercher

Dan Kaercher

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$350,000

($122,138 down)
FHA

105 Regal Street, Bakersfield, CA 93308

3
2
1,737 sqft
PITI Monthly
$1,722.07 /mo

Listing courtesy of: William Gordon, Watson Realty

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,030 /mo
$1,691 /mo

What's Special

GREAT CURB APPEAL
DINING
SPACIOUS
FIREPLACE
MATURE TREES

This 3 bedroom, 2 bath Oildale home is a beauty w/ tons of upgrades. It has great curb appeal w/ a white picket fence, lovely landscaping and mature trees in the front yard. The backyard features an in-ground pool and spa w/ an upgraded cartridge pool filtration system. You will love the hardwood flooring throughout much of the home and the updated kitchen which has tile flooring, granite counters and backsplash, a double oven, newer cabinets and stainless-steel appliances. Next to the kitchen is a spacious living or dining room w/ a fireplace. The master bath has also been updated w/ a beautiful tile shower and seamless glass door. The other bathroom has an oversized jetted tub. Added features include a huge family/bonus which was added in 2006 and a solar system w/ a PREPAID, 20-year PPA.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,722.07/mo
Estimated Loan Balance
$229,345
Cash to close
$122,138
Interest Paid
$26,927

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $201.5
  • Tax Annual Amount: $4375
  • On Market Date: 2025-03-31T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $122,138 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $122,138!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$227,862
Your Cash$122,138
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,030/mo
Traditional @ 7.5%
$1,754/mo
You save $724/month ($8,688/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-29036

Listing From:

Last updated: 2025-04-02T12:25:38.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,030 /mo
$1,691 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $122,138 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $122,138!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$227,862
Your Cash$122,138
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,030/mo
Traditional @ 7.5%
$1,754/mo
You save $724/month ($8,688/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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