Dan Kaercher

Dan Kaercher

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Closed

$575,000

($74,642 down)
FHA

10597 Cottonwood Avenue, Hesperia, CA 92345

4
3
2,100 sqft
PITI Monthly
$4,305.74 /mo

Listing courtesy of: KASSANDRA OSEGUERA ESQUIVEL, The Signature Estates Realty

Assumed Rate

6.43%
7.15%

Principal & Interest

$3,182 /mo
$3,425 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MOVE-IN READY
MODERN
BREAKFAST NOOK
FIREPLACE
PATIO
COZY

Discover this beautiful new construction home, move-in ready with owned solar. With 4 bedrooms and 2.5 baths, this open floorplan offers modern living at its finest. The kitchen boasts a waterfall Quartz countertop island, tile flooring, plenty of cabinets, and a walk in pantry. The primary suite includes a spacious closet and a shower with dual showerheads, including a rain shower. Enjoy the cozy family room with a fireplace, a formal dining area, a breakfast nook, and an indoor laundry room. The 3-car garage provides ample space, and the covered patio and large yard are perfect for outdoor enjoyment. Conveniently close to shopping and Fwy 15 access. Come see it—you won’t be disappointed!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.43
Remaining Loan Term
28 years, 3 months
Monthly PITI
$4,305.74/mo
Estimated Loan Balance
$501,844
Cash to close
$74,642
Interest Paid
$56,520

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2023
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Hesperia

Financial Details

  • Price per Sqft: $273.81
  • Tax Annual Amount: $7187.5
  • On Market Date: 2024-08-31T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $74,642 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $74,642!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$500,358
Your Cash$74,642
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$3,182/mo
Traditional @ 7.5%
$3,553/mo
You save $371/month ($4,449/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV24180094

Listing From:

Last updated: 2024-10-29T17:53:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.43%
7.15%

Principal & Interest

$3,182 /mo
$3,425 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $74,642 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $74,642!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$500,358
Your Cash$74,642
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$3,182/mo
Traditional @ 7.5%
$3,553/mo
You save $371/month ($4,449/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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