Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Closed

$975,000

($300,764 down)
FHA

10569 San Rafael Street, Ventura, CA 93004

4
4
2,223 sqft
PITI Monthly
$4,369.58 /mo

Listing courtesy of: David Orozco Acevez, Keller Williams West Ventura County

Assumed Rate

4.82%
7.15%

Principal & Interest

$3,660 /mo
$4,701 /mo

What's Special

SPACIOUS
MOVE-IN READY
RENOVATED
NO HOA

Stunning Ventura Home Near Golf Course & Parks! Discover this stunning 4-bedroom, 3.5-bathroom home located in a quiet and sought-after Ventura community, just moments from the scenic Saticoy Regional Golf Course and Saticoy Park. This newer construction sits on a desirable corner lot, offering extra privacy, plenty of sun light and space.The well-designed layout includes a downstairs bedroom with a full bathroom, perfect for guests or multi-generational living. The upstairs features spacious additional bedrooms and living areas, all in excellent condition. The home boasts a two-car garage, ample storage, and a move-in ready appeal. Draught resistance landscape, newly renovated back yard and sprinkle system.With no HOA, no Mello Roos tax, this property offers incredible value. Located near Highway 126, commuting is convenient, while the peaceful surroundings provide a tranquil lifestyle.Don't miss this rare opportunity to own a fantastic home in one of Ventura's best developments!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.82
Remaining Loan Term
27 years, 6 months
Monthly PITI
$4,369.58/mo
Estimated Loan Balance
$681,714
Cash to close
$300,764
Interest Paid
$82,296

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: ExcellentCondition, Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Spanish
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2017
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks, Park
HOA
  • Has HOA: No
Location
  • Region: Ventura

Financial Details

  • Price per Sqft: $438.6
  • Tax Annual Amount: $12187.5
  • On Market Date: 2024-09-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $300,764 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $300,764!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.82% Sellers Rate
$674,236
Your Cash$300,764
Total Purchase Price:$975,000

Assumed vs Traditional Mortgage

Assumed @ 4.82%
$3,660/mo
Traditional @ 7.5%
$4,876/mo
You save $1,216/month ($14,591/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-25792

Listing From:

Last updated: 2025-03-05T17:07:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.82%
7.15%

Principal & Interest

$3,660 /mo
$4,701 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $300,764 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $300,764!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.82% Sellers Rate
$674,236
Your Cash$300,764
Total Purchase Price:$975,000

Assumed vs Traditional Mortgage

Assumed @ 4.82%
$3,660/mo
Traditional @ 7.5%
$4,876/mo
You save $1,216/month ($14,591/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.