Dan Kaercher

Dan Kaercher

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$479,000

($49,588 down)
VA

1055 Ficus Lane, San Marcos, CA 92069

1
1
744 sqft
PITI Monthly
$3,449.71 /mo

Listing courtesy of: Debbie Lawes, Palisade Realty Inc.

Assumed Rate

6.64%
7.15%

Principal & Interest

$2,784 /mo
$2,932 /mo

What's Special

LOCATION
MODERN
DECK

Welcome home!! A beautifully presented and tastefully upgraded 1 bedroom, 1 bathroom condo located in San Marcos. The home has vaulted ceiling which gives a sense of space and ensures plenty of natural light, new windows, custom window treatments, new kitchen, this home is modern and sure to please. A large primary bedroom, with ample closet space, primary bathroom, new shower head, the entire home is move in ready. Plus a stackable washer/dryer. The family room leads onto a delightful deck, great to entertain al fresco, or unwind and watch the world go by. The complex has a swimming pool and small park. A single car garage plus additional assigned parking plus extra visitor parking. Located centrally to schools, 78, Cal State San Marcos, the Sprinter, this location is ideal.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.64
Remaining Loan Term
29 years, 0 months
Monthly PITI
$3,449.71/mo
Estimated Loan Balance
$430,221
Cash to close
$49,588
Interest Paid
$28,685

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 1
  • Bathrooms: 1
Cooling & Heating
  • Cooling: SeeRemarks
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1984
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Park, StreetLights
HOA
  • Has HOA: Yes
  • HOA Name: Avacado Gardens HOA
  • HOA Amenities: Unknown
  • HOA Fee: $460
  • HOA Frequency: $Monthly
Location
  • Region: San Marcos

Financial Details

  • Price per Sqft: $643.82
  • Tax Annual Amount: $5987.5
  • On Market Date: 2025-03-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $49,588 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $49,588!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.64% Sellers Rate
$429,412
Your Cash$49,588
Total Purchase Price:$479,000

Assumed vs Traditional Mortgage

Assumed @ 6.64%
$2,784/mo
Traditional @ 7.5%
$3,042/mo
You save $257/month ($3,088/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2502856

Listing From:

Last updated: 2025-03-26T00:26:12.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.64%
7.15%

Principal & Interest

$2,784 /mo
$2,932 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $49,588 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $49,588!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.64% Sellers Rate
$429,412
Your Cash$49,588
Total Purchase Price:$479,000

Assumed vs Traditional Mortgage

Assumed @ 6.64%
$2,784/mo
Traditional @ 7.5%
$3,042/mo
You save $257/month ($3,088/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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