Dan Kaercher

Dan Kaercher

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Pending

$339,900

($130,723 down)
FHA

104 Spyglass Drive, Mankato, MN 56001

3
2
2,360 sqft
PITI Monthly
$1,661.79 /mo

Listing courtesy of: , American Way Realty

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,074 /mo
$1,592 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
WET BAR
CHARMING
COZY

Welcome to this well-maintained 3-bedroom, 2-bathroom split-entry home offering over 2,300 finished square feet of comfortable living space. The upper level boasts a vaulted, open-concept floor plan with durable hard-surface flooring and newer appliances. Just off the dining area, you’ll find a charming sunroom with tongue-and-groove planked walls and a vaulted ceiling—a cozy spot to relax or entertain. The lower level offers a spacious family room with a wet bar, daylight windows, tongue-and-groove planked accent walls, and recessed lighting. The TV area could be a 4th bedroom, offering flexibility for growing needs. You’ll also find a ¾ bath, laundry, and utilities conveniently located on this level. Outside, the property offers an attached 24x26 double garage, a concrete driveway, and steel siding. The backyard provides plenty of space for outdoor activities and relaxation. This move-in ready home offers a flexible layout, stylish finishes, and comfortable living spaces—don’t miss your chance to make it yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
24 years, 6 months
Monthly PITI
$1,661.79/mo
Estimated Loan Balance
$235,673
Cash to close
$130,723
Interest Paid
$44,410

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Steel Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer - In Street
  • Water Source: City Water - In Street
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Steel Siding
  • Roof: Unknown
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Country Club Estates #7
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Mankato

Financial Details

  • Price per Sqft: $144.03
  • Tax Annual Amount: $3250
  • On Market Date: 2025-03-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $130,723 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $130,723!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$209,177
Your Cash$130,723
Total Purchase Price:$339,900

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,074/mo
Traditional @ 7.5%
$1,651/mo
You save $577/month ($6,923/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6690007

Listing From: northstar

Last updated: 2025-03-27T00:06:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,074 /mo
$1,592 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $130,723 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $130,723!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$209,177
Your Cash$130,723
Total Purchase Price:$339,900

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,074/mo
Traditional @ 7.5%
$1,651/mo
You save $577/month ($6,923/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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