Dan Kaercher

Dan Kaercher

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$485,000

($220,528 down)
FHA

10480 Silverwood Road, Apple Valley, CA 92308

3
3
2,236 sqft
PITI Monthly
$2,172.17 /mo

Listing courtesy of: KAREN URRUTIA, LIGHTHOUSE REALTY ASSOC INC

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,292 /mo
$1,990 /mo

What's Special

GATED COMMUNITY
OPEN CONCEPT
DINING
SPACIOUS
LANDSCAPED
TENNIS COURTS
55+ COMMUNITY

Are you looking for a sprawling open one story home? This 3 Bedroom spacious beauty is one of the largest models in Apple Valley's premier 55+ community! Showcasing over 2,200 square feet, this home gives plenty of room to enjoy its open concept living. Enjoy the spacious kitchen with wrap around counters and there is plenty of space for barstools. Not only do you get a dining area off kitchen, but you also get a formal dining room. This home is perfect for entertaining. Massive 10' ceilings add to the open and airy feeling throughout this entire home. The home has been recently updated with newer vinyl flooring and paint. Enjoy the large corner lot fully landscaped with low-maintenance drought friendly landscaping and lots of backyard privacy with the vinyl fencing. All this with a low HOA that gets you in a gated community with lots of community activities! From the golf course, club house, pools, and tennis courts - act now - won't last long!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.31
Remaining Loan Term
25 years, 2 months
Monthly PITI
$2,172.17/mo
Estimated Loan Balance
$265,592
Cash to close
$220,528
Interest Paid
$44,824

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SewerTapPaid
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Golf
HOA
  • Has HOA: Yes
  • HOA Name: Onsite Solera
  • HOA Amenities: Unknown
  • HOA Fee: $192
  • HOA Frequency: $Monthly
Location
  • Region: Apple Valley

Financial Details

  • Price per Sqft: $216.91
  • Tax Annual Amount: $6062.5
  • On Market Date: 2025-03-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $220,528 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $220,528!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$264,472
Your Cash$220,528
Total Purchase Price:$485,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,292/mo
Traditional @ 7.5%
$2,064/mo
You save $772/month ($9,264/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV25051497

Listing From:

Last updated: 2025-03-16T21:47:56.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,292 /mo
$1,990 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $220,528 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $220,528!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$264,472
Your Cash$220,528
Total Purchase Price:$485,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,292/mo
Traditional @ 7.5%
$2,064/mo
You save $772/month ($9,264/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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