Dan Kaercher

Dan Kaercher

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$459,000

($155,202 down)
VA

10462 Caminito Rimini, San Diego, CA 92129

2
1
882 sqft
PITI Monthly
$2,066.91 /mo

Listing courtesy of: Stephanie Jezek, eXp Realty of Southern California, Inc.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,395 /mo
$2,267 /mo

What's Special

REMODELED
SERENE
SHOPPING
DINING
MODERN
STAINLESS STEEL APPLIANCES
PATIO
WALKING TRAILS

VA Approved! Welcome to this beautifully remodeled single-story condo in Rancho Penasquitos! Located on the second floor, this desirable end unit is bathed in natural light, offering a warm and inviting atmosphere. Freshly painted throughout, this condo boasts newer dual-pane windows, new AC and furnace along with sleek laminate wood flooring. The stunning kitchen has beautiful oak cabinets, quartz countertops, a modern backsplash, and stainless steel appliances. The bathroom has been thoughtfully updated with stylish tile and a quartz countertop for a polished look. Enjoy relaxing or hosting guests on your "private patio" with serene canyon views. Additional features include a shared 2 car detached garage with ample storage, plus an assigned driveway parking space, and bonus attic space in the unit—perfect for extra storage. Located in the top-rated Poway School District, just minutes from shopping, dining, and easy freeway access. The Penasquitos Villas community offers green spaces, walking trails, guest parking, and a sparkling pool. This is a wonderful opportunity to buy a turn key property in an excellent school district!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$2,066.91/mo
Estimated Loan Balance
$304,460
Cash to close
$155,202
Interest Paid
$40,807

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, InGround

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Rancho Penasquitos
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Penasquitos Villas 3
  • HOA Amenities: Unknown
  • HOA Fee: $605
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $520.41
  • Tax Annual Amount: $5737.5
  • On Market Date: 2025-02-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $155,202 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $155,202!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$303,798
Your Cash$155,202
Total Purchase Price:$459,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,395/mo
Traditional @ 7.5%
$2,351/mo
You save $956/month ($11,473/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250018639SD

Listing From:

Last updated: 2025-04-04T05:03:22.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,395 /mo
$2,267 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $155,202 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $155,202!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$303,798
Your Cash$155,202
Total Purchase Price:$459,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,395/mo
Traditional @ 7.5%
$2,351/mo
You save $956/month ($11,473/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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