Dan Kaercher

Dan Kaercher

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Closed

$1,299,000

($893,727 down)
VA

1044 S Ditmar Street, Oceanside, CA 92054

2
1
814 sqft
PITI Monthly
$2,271.82 /mo

Listing courtesy of: Jason Koehler, NuPacifica Realty

Assumed Rate

2.89%
7.15%

Principal & Interest

$2,055 /mo
$3,339 /mo

What's Special

MODERN
STAINLESS STEEL APPLIANCES
CHARMING

Charming beach bungalow in Oceanside, California. The property is a two-bedroom, one-bathroom home situated on a corner lot with alley access, west of the 5 freeway, which is prime real estate close to the beach. Key features include: Proximity to the Beach - just blocks away, offering easy access to the sand and surf. Indoor/Outdoor Living - perfect for enjoying the coastal climate with space for entertaining featuring raised garden beds, grape and blackberry vines, and a pomegranate tree. Ocean Breezes & Peek Ocean View -  enjoy the refreshing sea breeze and a partial view of the ocean. Modern Kitchen - custom cabinets, quartz countertops, subway tile backsplash, and stainless steel appliances. Updated Windows & Flooring - dual pane windows and wood laminate flooring throughout. Convenience - close to restaurants and everything the North County San Diego beach lifestyle has to offer. Extras - treehouse with ocean/sunset views; 6 person hot tub; 112 square foot Tuff Shed/Studio with noise reducing insulation - perfect for music room or yoga/pilates studio; new in 2024 - roof, 40-gallon hot water heater, forced air furnace, dishwasher, Graber window treatments. A must see!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.89
Remaining Loan Term
25 years, 10 months
Monthly PITI
$2,271.82/mo
Estimated Loan Balance
$457,184
Cash to close
$893,727
Interest Paid
$56,881

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1951
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $1,595.82
  • Tax Annual Amount: $
  • On Market Date: 2024-08-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $893,727 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $893,727!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$405,273
Your Cash:$893,727
Total Purchase Price:$1,299,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$2,055/mo
Traditional @ 7.5%
$3,464/mo
You save $1,408/month ($16,902/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2407563

Listing From:

Last updated: 2024-11-03T00:06:11.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$2,055 /mo
$3,339 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $893,727 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $893,727!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$405,273
Your Cash:$893,727
Total Purchase Price:$1,299,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$2,055/mo
Traditional @ 7.5%
$3,464/mo
You save $1,408/month ($16,902/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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