Dan Kaercher

Dan Kaercher

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$520,000

($38,190 down)
FHA

1041 Armor Dr, Stockton, CA 95209

4
3
2,296 sqft
PITI Monthly
$2,728.15 /mo

Listing courtesy of: Lynda Nichols, Delta Ranches & Homes

Assumed Rate

3.1%
7.15%

Principal & Interest

$2,197 /mo
$3,475 /mo

What's Special

SPACIOUS
MODERN

Welcome to this spacious two-story single-family home, perfect for modern living and entertaining! Featuring over 4 bedrooms and 2.5 bathrooms, this property offers plenty of room for the whole family. Enjoy the sparkling pool and a convenient hook-up for a hot tub in the backyard. Located in a desirable Stockton neighborhood, this home is ready to impress.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$2,728.15/mo
Estimated Loan Balance
$483,708
Cash to close
$38,190
Interest Paid
$48,881

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: InGround

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Not Listed
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Stockton

Financial Details

  • Price per Sqft: $226.48
  • Tax Annual Amount: $6500
  • On Market Date: 2025-01-08T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $38,190 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $38,190!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$481,810
Your Cash$38,190
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$2,197/mo
Traditional @ 7.5%
$3,605/mo
You save $1,408/month ($16,890/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41081868

Listing From:

Last updated: 2025-03-28T12:28:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$2,197 /mo
$3,475 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $38,190 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $38,190!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$481,810
Your Cash$38,190
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$2,197/mo
Traditional @ 7.5%
$3,605/mo
You save $1,408/month ($16,890/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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