Dan Kaercher

Dan Kaercher

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$589,000

($451,442 down)
FHA

1035 Cardoza Road, Los Banos, CA 93635

4
3
2,700 sqft
PITI Monthly
$1,432.99 /mo

Listing courtesy of: Alejandra Foster, eXp Realty of California Inc

Assumed Rate

5.25%
7.15%

Principal & Interest

$1,122 /mo
$1,373 /mo

What's Special

DINING
SPACIOUS
CHARMING
COZY

Welcome to your new sanctuary! This charming home boasts four spacious bedrooms and three full bathrooms, providing plenty of space for everyone to enjoy. As you walk through the front door, you'll be welcomed by elegant upgraded flooring and lofty ceilings, all bathed in fresh, inviting paint that brightens every corner. The heart of this home is the open floor plan that effortlessly blends the kitchen, dining, and living areas. Imagine hosting gatherings with loved ones, where you can all connect and create lasting memories. And when you are ready to take the fun outside, head to the generous backyard. It is a blank canvas just waiting for your creative touch! Need extra space? The extended driveway ensures you will have plenty of room for parking, and the bonus side yard opens up even more possibilities for gardens, play spaces, or a cozy retreat. This home is not just about style, it is designed for comfort and growth, inviting you to imagine all the wonderful moments you will share here. Do not miss out on this fantastic opportunity to make it your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.25
Remaining Loan Term
14 years, 5 months
Monthly PITI
$1,432.99/mo
Estimated Loan Balance
$139,106
Cash to close
$451,442
Interest Paid
$142,620

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Los Banos

Financial Details

  • Price per Sqft: $218.15
  • Tax Annual Amount: $7362.5
  • On Market Date: 2025-01-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $451,442 (77%)
You can enter any amount below - secondary financing will cover the difference if needed.
77%
$

You cover the entire equity of $451,442!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.25% Sellers Rate
$137,558
Your Cash:$451,442
Total Purchase Price:$589,000

Assumed vs Traditional Mortgage

Assumed @ 5.25%
$1,122/mo
Traditional @ 7.5%
$1,424/mo
You save $302/month ($3,619/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81990099

Listing From:

Last updated: 2025-03-24T23:23:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.25%
7.15%

Principal & Interest

$1,122 /mo
$1,373 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $451,442 (77%)
You can enter any amount below - secondary financing will cover the difference if needed.
77%
$

You cover the entire equity of $451,442!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.25% Sellers Rate
$137,558
Your Cash:$451,442
Total Purchase Price:$589,000

Assumed vs Traditional Mortgage

Assumed @ 5.25%
$1,122/mo
Traditional @ 7.5%
$1,424/mo
You save $302/month ($3,619/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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