Dan Kaercher

Dan Kaercher

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$397,900

($65,551 down)
VA

10321 PALM Drive, Desert Hot Springs, CA 92240

3
2
1,421 sqft
PITI Monthly
$2,535.79 /mo

Listing courtesy of: Jelmberg Team, KW Coachella Valley

Assumed Rate

5.52%
7.15%

Principal & Interest

$1,960 /mo
$2,326 /mo

What's Special

LOCATION
SERENE
ENTERTAINMENT
DINING
SPACIOUS
MODERN
FIREPLACE
VAULTED CEILINGS
PATIO
CHARMING

Discover this gem atop Desert Hot Springs This charming single-family home offers a perfect blend of modern comfort and desert tranquility,great for everyday living or short-term rental opportunities. With beautiful, vaulted ceilings, upgraded fans, and adjustable lighting throughout, the interior is both stylish and functional. The spacious living room exudes warmth with a gas fireplace and tiled bench, creating an inviting atmosphere for relaxation or social gatherings. Decorative, beveled accent ledges with backlighting add an extra touch of elegance, highlighting the home's contemporary design.The kitchen area is designed for convenience and entertainment, featuring a breakfast bar illuminated by decorative hanging light fixtures that seamlessly connect the dining area. Dual pantries provide ample storage, while the brand-new refrigerator, stove, washer, and dryer add extra value and convenience to your everyday life.This home is also a prime spot for nature lovers, with stunning views of the Big Bear mountains to the West, the snow-capped peaks of San Jacinto to the South, and breathtaking sunrises over the San Bernardino hills to the North-East. Both the primary suite and side door access the backyard where the cement bench stretching along the side yard meeting the curved cement back patio are perfect for outdoor entertaining, offering plenty of room for gatherings or quiet moments. Invest in your own retreat; This home is ideal to rent or lease out when you're not enjoying it yourself. An easement extending off the backyard offers added privacy from neighboring properties, enhancing your peaceful retreat. Desert landscaping make this unique space both easy to maintain and full of potential. An ADA-compliant driveway ensures easy access and ample parking, while the nearby community mailbox and streetlight enhance both convenience and security. The Dark Sky community ambiance provides a unique and serene lifestyle, with picturesque views and easy access to everything you need.Beyond the home, the Desert Hot Springs community offers a wealth of local attractions. Relax at the Desert Hot Springs Spa or Miracle Springs Resort, just a block away, or enjoy the town's lively events, like the Christmas Parade right outside your front door and the popular ''Friday Nights on Pierson!''This home is an ideal blend of comfort, privacy, and location--schedule a tour today and see all it has to offer!

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Assumption Snapshot

Type of Loan
VA
Interest Rate
5.52
Remaining Loan Term
27 years, 4 months
Monthly PITI
$2,535.79/mo
Estimated Loan Balance
$333,205
Cash to close
$65,551
Interest Paid
$49,798

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: TarGravel
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Spanish
Materials
  • Stucco
  • Roof: TarGravel
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Not Applicable-1
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Desert Hot Springs

Financial Details

  • Price per Sqft: $280.01
  • Tax Annual Amount: $4973.75
  • On Market Date: 2025-02-18T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $65,551 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $65,551!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$332,349
Your Cash$65,551
Total Purchase Price:$397,900

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$1,960/mo
Traditional @ 7.5%
$2,413/mo
You save $453/month ($5,436/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219125008DA

Listing From:

Last updated: 2025-04-03T07:17:15.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.52%
7.15%

Principal & Interest

$1,960 /mo
$2,326 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $65,551 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $65,551!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$332,349
Your Cash$65,551
Total Purchase Price:$397,900

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$1,960/mo
Traditional @ 7.5%
$2,413/mo
You save $453/month ($5,436/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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